124 Bond St, Westminster, MD 21157 Property Records

Carroll County property record for 124 Bond St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,232 sqft · built 1958
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jan 2024)
Tax Bill	$4,271 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-036469`

Property Details

APN / Parcel Number

Primary APN	`07-036469`
Alternative APNs	`7036469` `036469`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,232 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	15,300 sqft (0.351 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	036469
Street Address	124 BOND ST
City	WESTMINSTER
State	MD
Zip	21157-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 4 - 15300 SF 124 BOND ST EXTD WESTMINSTER
Legal Subdivision	WESTMINSTER
Legal Lot Number	4
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3015
Census Tract	507702

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 BOND ST, WESTMINSTER, MD 21157-4736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed, Transfer · Conventional Mortgage AMERIS BANK
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 8, 2019	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 2, 2018	Grant Deed, Transfer · Construction Mortgage ABOVE GRADE CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Mar 8, 2019 · Amount on Record
Deed Book / Page	11186 / 60
Transfer Doc	0000002520
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 31, 2024
Property Address	124 BOND ST, WESTMINSTER, MD 21157-4736
Document Number	0111860060
Book / Page	11186 / 60
Instrument Date	Jan 26, 2024
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 BOND ST, WESTMINSTER, MD 21157-4736

Mortgage

Document Number	0111860067
Date	Jan 31, 2024
Instrument	11186-0067

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	124 BOND ST, WESTMINSTER, MD 21157-4736
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 BOND ST, WESTMINSTER, MD 21157-4736

Mortgage

Document Number	0103890270
Date	Aug 2, 2021
Book Page	10389/270

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Aug 1, 2051

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 8, 2019
Property Address	124 BOND ST, WESTMINSTER, MD 21157-4736
Document Number	0092380081
Book / Page	9238 / 0081
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 BOND ST, WESTMINSTER, MD 21157-4736

Mortgage

Document Number	0000923888
Date	Mar 8, 2019
Instrument	9238/88

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 2, 2018
Property Address	124 BOND ST, WESTMINSTER, MD 21157-4736
Document Number	0090820022
Book / Page	009082 / 000022
Instrument Date	Jul 23, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	141 S EAST AVE BALTIMORE MD 212242204, BALTIMORE, MD 21224-2204

Mortgage

Document Number	90820026
Date	Aug 2, 2018
Book Page	009082/000026

Lender

Name	ABOVE GRADE CAPITAL LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2019

Interest

Rate	9%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,271.00 (+7.94%)	$381,400 (+28.33%) Land $81,600 Building $299,800	$381,400 (+28.33%) Land $81,600 Building $299,800
2025	$3,957.00 (+17.84%)
2023	$3,358.00	$297,200 Land $81,600 Building $215,600	$297,200 Land $81,600 Building $215,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

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