124 Boardman Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 124 Boardman Ave, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,852 sqft · built 1929
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Jun 2021)
Tax Bill	$11,456 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:E13 P:0000092`

Property Details

APN / Parcel Number

Primary APN	`MELR M:E13 P:0000092`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
Gross Area	2,983 sqft
Basement Area	954 sqft
Unfinished Basement	954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	124 BOARDMAN AVE
City	MELROSE
State	MA
Zip	02176-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2002
Census Tract	336201

Owner

124 Boardman Ave is owned and occupied by two individuals who bought it in June 2021.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 BOARDMAN AVE, MELROSE, MA 02176-1428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW JERSEY LENDERS CORP
Oct 2, 2017	Deed of Trust, Mortgage · Closed-End Mortgage CENTURY BANK & TRUST CO
Aug 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	2021122670
Deed Book / Page	77897 / 283
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	77897-283
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jun 1, 2021
Property Address	124 BOARDMAN AVE, MELROSE, MA 02176-1428
Document Number	77897-283
Book / Page	77897 / 283
Instrument Date	May 28, 2021
Instrument	122670
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 BOARDMAN AVE, MELROSE, MA 02176-1428

Mortgage

Document Number	122671
Date	Jun 1, 2021
Instrument	122671

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	124 BOARDMAN AVE, MELROSE, MA 02176-1428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70019-302
Date	Oct 2, 2017
Book Page	70019/302
Instrument	159454

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2037

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Aug 31, 2020
Property Address	124 BOARDMAN AVE, MELROSE, MA 02176-1428
Document Number	75492-479
Book / Page	075492 / 000479
Instrument Date	Aug 27, 2020
Instrument	150116
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,394.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	630 HIGH ST MEDFORD MA 021556726, MEDFORD, MA 02155-6726

Tax Assessment & Valuation

The 2026 property tax bill for 124 Boardman Ave was $11,456, up 12,087.2% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,456.00 (+12,087.23%)	$998,800 (+4.36%) Land $499,500 Building $499,300	$1,053,174 (+22.32%)
2025	$94.00 (-98.99%)	$957,100 (+2.51%) Land $472,500 Building $484,600	$860,985
2024	$9,272.00 (+0.36%)	$933,700 (+5.3%) Land $459,000 Building $474,700
2023	$9,239.00	$886,700 Land $445,500 Building $441,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Boardman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 Boardman Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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