124 Beach St, Westerly, RI 02891 Property Records

Westerly Town property record for 124 Beach St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,179 sqft · built 1925
Lot Size	0.237 acres (10,320 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2024)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Aug 2024 Sale Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:96 B:155`

Property Details

APN / Parcel Number

Primary APN	`WEST M:96 B:155`
Alternative APNs	`M:096 B:155 L` `13124141`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,179 sqft Living Area
Gross Area	2,334 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	10,320 sqft (0.237 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	13124141
Street Address	124 BEACH ST
City	WESTERLY
State	RI
Zip	02891-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	155
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2011
Census Tract	50802

Owner

124 Beach St is owned by two individuals who bought it in August 2024.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 GRANT DR, NORTH KINGSTOWN, RI 02852-3618
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2024	Warranty Deed, Transfer
Oct 29, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Sep 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	Sep 14, 2018 · Amount on File
Deed Book / Page	2024 / 10367
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 16, 2024
Property Address	124 BEACH ST, WESTERLY, RI 02891-2744
Document Number	2024-10367
Book / Page	2024 / 10367
Instrument Date	Aug 14, 2024
Instrument	2024-2671
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 GRANT DR, N KINGSTOWN, RI 02852-3618

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	124 BEACH ST, WESTERLY, RI 02891-2744
Document Number	2019-9725
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 BEACH ST WESTERLY RI 028912744, WESTERLY, RI 02891-2744

Mortgage

Document Number	2019-9725
Date	Nov 19, 2019
Book Page	002019/019725
Instrument	5015

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 14, 2018
Property Address	124 BEACH ST, WESTERLY, RI 02891-2744
Document Number	2018-5205
Book / Page	002018 / 015205
Instrument Date	Sep 10, 2018
Instrument	3827
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount on Record
Tax	$288.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 TABLE ROCK RD SOUTH KINGSTOWN RI 028791825, SOUTH KINGSTOWN, RI 02879-1825

Tax Assessment & Valuation

The 2025 property tax bill for 124 Beach St was $3,317.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,317.00	$426,300 Land $171,300 Building $255,000	$547,453
2023	$2,913.00 (+0.59%)	$286,700 (-) Land $122,300 Building $164,400
2022	$2,896.00	$286,700 Land $122,300 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Beach St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Beach St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beach St

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