124 Bay Ct, Conroe, TX 77304 Property Records

Montgomery County property record for 124 Bay Ct, Conroe, TX 77304

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,758 sqft · built 1976
Lot Size0.29 acres (12,625 sqft)
Owner2 Individual Names on File
Tax Bill$5,274 (2024)
Deeds & MortgagesJul 2023 Second Mortgage
Sep 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN7720-02-12400

Property Details

APN / Parcel Number

Primary APN7720-02-12400
Alternative APN
  • R131694

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,758 sqft Living Area
1st Floor Area2,758 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,625 sqft (0.29 acres)
View / LotPrimary
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area224 sqft
Patio Area168 sqft
Canopy72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address124 BAY CT
CityCONROE
StateTX
Zip77304-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code4
Legal DescriptionPANORAMA-GREEN BRIAR 02, LOT 124
Legal SubdivisionPANORAMA-GREEN BRIAR 02
Legal Lot Number124
JurisdictionMONTGOMERY TX
Township / Civil DivisionWILLIS
Census Block Group2
Census Block2003
Census Tract694208

Owner

Source: Montgomery County records · APN 7720-02-12400

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address124 BAY CT, CONROE, TX 77304-1105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Sep 22, 2025Warranty Deed, Transfer
FIRST AMERICAN TITLE
Dec 27, 2017Warranty Deed, Transfer
US SMALL BUSN ADMN
Oct 14, 2017Deed of Trust, Mortgage
KATHRYN DEMNY
Nov 06, 2017Quit Claim Deed, Mortgage
COMMONWEALTH UNITED MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2025
Deed SaleSep 22, 2025
Prior SaleDec 27, 2017 · Amount on Record
Prior Transfer DateSep 18, 2017
Prior Transfer Doc0000100725
Record UpdatedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address124 BAY CT, CONROE, TX 77304-1105
Transaction TypeMortgage
Record UpdatedNov 07, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064595
DateJul 13, 2023
Instrument2023064595
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2043

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateSep 22, 2025
Property Address124 BAY CT, CONROE, TX 77304-1105
Document Number0000096948
Map ReferenceVOL 7 PG 413
Instrument DateSep 22, 2025
Instrument2025096948
Transaction TypeTransfer
Record UpdatedNov 07, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 BAX COURT, CONROE, TX 77304-1105

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateDec 27, 2017
Property Address124 BAY CT, CONROE, TX 77304-1105
Document Number0000116466
Instrument DateDec 19, 2017
Instrument116466
Transaction TypeTransfer
Record UpdatedJan 19, 2018
Title CompanyTEXAS AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address124 BAY CT CONROE TX 773041105, CONROE, TX 77304-1105

Mortgage

Document Number116467
DateDec 27, 2017
Instrument116467
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
AmountAmount Recorded
Term360 Months
DueDec 26, 2047

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address124 BAY CT, CONROE, TX 77304-1105
Document Number0000094472
Instrument DateOct 14, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 BAY CT CONROE TX 773041105, CONROE, TX 77304-1105

Mortgage

Document Number0000094472
DateOct 19, 2017
Instrument94472
Lender
NameKATHRYN DEMNY
Address13107 SHEPARD HILL RD, WILLIS, TX 77318-7169
Agreement
AmountAmount Recorded

November 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY TX
Recording DateNov 06, 2017
Property Address124 BAY CT, CONROE, TX 77304-1105
Document Number0000100725
Instrument DateSep 18, 2017
Instrument100725
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 BAY CT CONROE TX 773041105, CONROE, TX 77304-1105

Mortgage

Document Number96215
DateNov 06, 2017
Instrument96215
Lender
NameCOMMONWEALTH UNITED MTG
TypeMortgage Company
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
MunicipalityPanorama Village City
Unified School DistrictWillis Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$282,000 (-4.87%) Land $85,219 Building $196,781$282,000 (-19.89%) Land $85,219 Building $196,781
2024$5,274.00 (+13.57%) Homeowner's exemption$296,450 (+1%) Land $21,634 Building $330,366$352,000 (+15.61%) Land $21,634 Building $330,366
2023$4,644.00 Homeowner's exemption$269,500 Land $21,630 Building $282,850$304,480 Land $21,630 Building $282,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2016 · 2 claims

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Tachus
Fiber
8,000 / 8,000
Frontier
Fiber
5,000 / 5,000
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Consolidated Communications, Xfinity.

Based on FCC filings for 159 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PANORAMA VILLAGE
serves 2,800 people
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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