Morris County and Mountain Lakes Borough property record for 124 Ball Rd, Mountain Lakes, NJ 07046
| Property Type | Single Family Home |
|---|---|
| Details | 2,638 sqft · built 1926 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $729,440 (Oct 2021) |
| Tax Bill | $20,771 (2024) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2021 Sale & Mortgage |
| APN | 25-00103-0000-00079 |
| Primary APN | 25-00103-0000-00079 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,638 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Lot Area | 12,981 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Account Number | 2027400 |
|---|---|
| Street Address | 124 BALL RD |
| City | MOUNTAIN LAKES |
| State | NJ |
| Zip | 07046-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | INCL BLK 103 LOTS 79 & 80 |
| Legal Block | 103 |
| Legal Lot Number | 79 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MOUNTAIN LAKES |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 41200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mountain Lakes Historic District listed 2005 · 1,087 contributing resources · NRIS 05000963 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Morris County and Mountain Lakes Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 BALL RD, MOUNTAIN LAKES, NJ 07046-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 20, 2021 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on Record |
| Deed Sale | Oct 20, 2021 · Amount on Record |
| Prior Sale | Mar 14, 2007 · Amount on Record |
| Deed Document Number | 202186162 |
| Deed Book / Page | 24248 / 1383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 124 BALL RD, MOUNTAIN LAKES, NJ 07046-1625 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0245140736 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 24514/736 |
| Instrument | 2022069086 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Oct 20, 2021 |
| Property Address | 124 BALL RD, MOUNTAIN LAKES, NJ 07046-1625 |
| Document Number | 0242481383 |
| Book / Page | 24248 / 1383 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021086162 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,294.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 SPLIT ROCK RD, 26, BOONTON, NJ 07005-9544 |
| Name | Verified Name |
|---|---|
| Address | 124 BALL RD, MOUNTAIN LAKES, NJ 07046-1625 |
| Document Number | 2021086163 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021086163 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 1, 2051 |
Source: Morris County and Mountain Lakes Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Mountain Lakes Borough |
| Unified School District | Mountain Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,004,200 (+7.24%) Land $453,500 Building $550,700 | $1,004,200 (+7.24%) Land $453,500 Building $550,700 | |
| 2025 | $936,400 (+16.74%) Land $441,000 Building $495,400 | $936,400 (+16.74%) Land $441,000 Building $495,400 | |
| 2024 | $20,771.00 (+3.76%) | ||
| 2023 | $802,100 Land $369,600 Building $432,500 | $802,100 Land $369,600 Building $432,500 | |
| 2022 | $20,018.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 5 (1989–1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN LAKES WATER DEP serves 4,012 people · EPA ID NJ1425001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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