Monroe County property record for 124 Atlantic Ln, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,732 sqft · built 1971 |
| Lot Size | 0.119 acres (5,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,000 (Oct 2013) |
| Tax Bill | $9,242 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00395710-000000 |
| Primary APN | 00395710-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 5,175 sqft (0.119 acres) |
| View / Lot | Canal |
| Pool Area | 220 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 601 sqft |
| Deck Area | 700 sqft |
| Patio Area | 700 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1488101 |
|---|---|
| Street Address | 124 ATLANTIC LN |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 5 AMD PLAT OF MAR CELESTE LOWER MATCMBE KEY PB4-61 OR524-402 OR758-403D/C OR1570-1274D/C OR1586-721P/R OR1586-722P/R OR1586-723 OR1615-241 OR1939-1141 OR2654-379 OR2785-811/12 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 15 |
| Legal Subdivision | MAR CELESTE AMD |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970900 |
124 Atlantic Ln is owned by two individuals who acquired it in March 2016.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 84 MAGNOLIA LN, CLYDE, NC 28721-7103 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2013 · Amount on File |
| Deed Sale | Oct 11, 2013 · Amount on File |
| Prior Sale | Feb 3, 2005 · Amount on File |
| Deed Document Number | 20131953756 |
| Deed Book / Page | 2654 / 379 |
| Last Transfer Date | Mar 2, 2016 |
| Transfer Doc | 0027850811 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $993,899 Land $609,098 Building $384,801 | $993,899 Land $609,098 Building $384,801 | |
| 2024 | $9,242.00 (+2.56%) | ||
| 2023 | $9,011.00 (+15.08%) | $1,075,383 (+35.16%) Land $703,231 Building $372,152 | $1,075,383 (+35.16%) Land $703,231 Building $372,152 |
| 2022 | $7,830.00 | $795,625 Land $415,294 Building $380,331 | $795,625 Land $415,294 Building $380,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Atlantic Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 124 Atlantic Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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