Allegany County property record for 124 Arch St, Cumberland, MD 21502
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2 ba · 2,472 sqft · built 1920 |
| Lot Size | 0.091 acres (3,950 sqft) |
| Owner | Company Name on File |
| Last Sale | $11,400 (Apr 1986) |
| Tax Bill | $211 (2025) |
| Deeds & Mortgages | Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-031350 |
| Primary APN | 04-031350 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,950 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 39 ft wide |
| Garage Type | Detached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 456 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 031350 |
|---|---|
| Street Address | 124 ARCH ST, 126 |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3902 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | 124-126 ARCH ST LOT 61 39X100 SOUTHERN ADDN |
| Legal Subdivision | SOUTHERN ADD |
| Legal Lot Number | 61 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
124 Arch St is owned by a company that bought it in April 1986.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 57 N LIBERTY ST, CUMBERLAND, MD 21502-2312 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 1986 · Amount on File |
| Deed Sale | Apr 21, 1986 · Amount on File |
| Deed Book / Page | 555 / 893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Nov 25, 2025 |
| Property Address | 124 ARCH ST, CUMBERLAND, MD 21502-3902 |
| Document Number | 003114-0439 |
| Book / Page | 3114 / 439 |
| Map Reference | LB 84 FO 1 |
| Instrument Date | Oct 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 57 N LIBERTY ST, CUMBERLAND, MD 21502-2312 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 124 Arch St was $211.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,500 (-84.78%) Land $3,500 | $3,500 (-84.78%) Land $3,500 | |
| 2025 | $211.00 | $23,000 Land $3,500 Building $19,500 | $23,000 Land $3,500 Building $19,500 |
| 2023 | $255.00 | $27,500 Land $3,500 Building $24,000 | $27,500 Land $3,500 Building $24,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 124 Arch St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–1995) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Arch St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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