124 7th St, Los Banos, CA 93635 Property Records

Merced County property record for 124 7th St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1990
Lot Size	0.178 acres (7,772 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Feb 2025)
Tax Bill	$7,287 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-420-007-000`

Property Details

APN / Parcel Number

Primary APN	`082-420-007-000`
Alternative APN	`082-420-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	1,935 sqft
1st Floor Area	1,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Tile
Lot Area	7,772 sqft (0.178 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	93 sqft
Patio Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	082-420-007
Street Address	124 7TH ST
City	LOS BANOS
State	CA
Zip	93635-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RANCHWD EST #8-2 LOT 217
Legal Subdivision	RANCHWD ESTATE
Legal Lot Number	217
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3003
Census Tract	2204

Owner

124 7th St is owned and occupied by an individual who bought it in February 2025.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	124 7TH ST, LOS BANOS, CA 93635-3261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage BROKERS NETWORK INC
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
May 17, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2025 · Amount on File
Deed Sale	Feb 11, 2025 · Amount on File
Prior Sale	Mar 16, 2005 · Amount on File
Deed Document Number	20255235
Prior Transfer Date	May 18, 1995
Prior Transfer Doc	0000034328
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	124 7TH ST, LOS BANOS, CA 93635-3261
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 7TH ST, LOS BANOS, CA 93635-3261

Mortgage

Document Number	0000025093
Date	Sep 19, 2025
Instrument	2025025093

Lender

Name	BROKERS NETWORK INC
Type	Non-Lending Institution
Address	MORGAN HILL, CA 95037

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	124 7TH ST, LOS BANOS, CA 93635-3261
Document Number	0000024559
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	UTOPIAN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 7TH ST LOS BANOS CA 936353261, LOS BANOS, CA 93635-3261

Mortgage

Document Number	0000024559
Date	Aug 10, 2018
Instrument	24559

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCED CA
Property Address	124 7TH ST, LOS BANOS, CA 93635-3261
Document Number	0000019657
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 7TH ST LOS BANOS CA 936353261, LOS BANOS, CA 93635-3261

Mortgage

Document Number	0000019657
Date	Jun 21, 2017
Instrument	19657

Lender

Name	WELLS FARGO BK
Type	Bank
Address	EAGAN, MN 55121

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	384 Months
Due	Jun 20, 2049

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,800 (-1.27%) Land $142,800 Building $255,000
2025	$7,287.00 (+6.66%)	$402,900 (+8.16%) Land $122,400 Building $280,500
2023	$6,832.00 (-3.87%) Homeowner's exemption	$372,500 Land $110,000 Building $262,500
2022	$7,107.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 124 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures