Gaston County property record for 124 7th St, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,151 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $279,500 (Jul 2019) |
| Tax Bill | $3,682 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16003A05200 |
| Primary APN | 16003A05200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,151 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Porch |
| Porch Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 124 7TH ST |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURLINGTON /CRAMERTON BLK 7 L 10 16 003A 052 00 000 |
| Legal Block | 7 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 32202 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 7TH ST, CRAMERTON, NC 28032-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jan 29, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 16, 2019 | Deed of Trust, Mortgage · Construction Mortgage BELMONT SAVINGS BANK SSB |
| Jul 26, 2019 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on Record |
| Deed Sale | Jul 26, 2019 · Amount on Record |
| Prior Sale | Mar 16, 2005 · Amount on Record |
| Deed Book / Page | 5056 / 990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 124 7TH ST, CRAMERTON, NC 28032-1528 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0052860467 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 5286/467 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 124 7TH ST, CRAMERTON, NC 28032-1528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051941986 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 5194/1986 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 124 7TH ST, CRAMERTON, NC 28032-1528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050532291 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 5053/2291 |
| Name | BELMONT SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | BELMONT, NC 28012 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 26, 2019 |
| Property Address | 124 7TH ST, CRAMERTON, NC 28032-1528 |
| Document Number | 0050560990 |
| Book / Page | 5056 / 0990 |
| Map Reference | MB 8 PG 32 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 454 DALLAS SPENCER MTN RD, 454, GASTONIA, NC 28056-8662 |
| Name | Verified Name |
|---|---|
| Address | 124 7TH ST, CRAMERTON, NC 28032-1528 |
| Document Number | 50560993 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 5056/0993 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,682.00 (-2.46%) | $357,910 (-) Land $24,000 Building $333,910 | |
| 2023 | $3,775.00 | $357,910 Land $24,000 Building $333,910 | |
| 2021 | $217,420 Land $18,000 Building $199,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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