St. Louis County property record for 124 5th St S, Virginia, MN 55792
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 1,594 sqft · built 1909 |
| Lot Size | 0.068 acres (2,999 sqft) |
| Owner | Company Name on File |
| Last Sale | $88,000 (Sep 2024) |
| Tax Bill | $2,278 (2026) |
| Deeds & Mortgages | Sep 2024 Sale & Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0030-01770 |
| Primary APN | 090-0030-01770 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,594 sqft Gross Area |
| 1st Floor Area | 797 sqft |
| Basement Area | 786 sqft |
| Finished Basement | 786 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,999 sqft (0.068 acres) |
| Garage Area | 520 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 267 sqft |
| Deck Area | 16 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1172060 |
|---|---|
| Street Address | 124 5TH ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-4508 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 0012 BLOCK:082 SERIAL # |
| Legal Subdivision | VIRGINIA 2ND ADDITION |
| Legal Block | 82 |
| Legal Lot Number | 12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13100 |
Source: St. Louis County records · APN 090-0030-01770
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3037 PARKWOOD LN, DULUTH, MN 55811-5801 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 25, 2024 | Warranty Deed, Transfer · Line of Credit SUPERIOR CHOICE CU |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN ST BK/VA |
| Oct 04, 2019 | Loan Modification, Mortgage · Conventional Mortgage NORTHERN ST BK/VA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2024 · Amount on Record |
| Deed Sale | Sep 25, 2024 · Amount on Record |
| Prior Sale | Nov 24, 2009 · Amount on Record |
| Deed Document Number | 20241496160 |
| Prior Transfer Date | Jun 01, 2012 |
| Prior Transfer Doc | 0001188485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 25, 2024 |
| Property Address | 124 5TH ST S, VIRGINIA, MN 55792-4508 |
| Document Number | 0001496160 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 1496160 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2024 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2125 APPALACHIAN ST, DULUTH, MN 55811-3121 |
| Document Number | 0001496161 |
|---|---|
| Date | Sep 25, 2024 |
| Instrument | 1496161 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 20, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 124 5TH ST S, VIRGINIA, MN 55792-4508 |
| Document Number | 00A1379854 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 118 11TH ST S VIRGINIA MN 557922910, VIRGINIA, MN 55792-2910 |
| Document Number | 00A1379854 |
|---|---|
| Date | May 14, 2020 |
| Instrument | A1379854 |
| Name | NORTHERN ST BK/VA |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 13, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 124 5TH ST S, VIRGINIA, MN 55792-4508 |
| Document Number | 00A1365155 |
| Instrument Date | Oct 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 118 11TH ST S VIRGINIA MN 557922910, VIRGINIA, MN 55792-2910 |
| Document Number | 00A1365155 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | A1365155 |
| Name | NORTHERN ST BK/VA |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 10, 2024 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,278.00 (-16.92%) | ||
| 2025 | $2,742.00 (+16.09%) | $93,300 (-15.72%) Land $2,700 Building $90,600 | $93,300 (-15.72%) Land $2,700 Building $90,600 |
| 2024 | $2,362.00 (+62.9%) | $110,700 (+91.19%) Land $2,500 Building $108,200 | $110,700 (+91.19%) Land $2,500 Building $108,200 |
| 2023 | $1,450.00 | ||
| 2022 | $57,900 (-6.16%) Land $2,200 Building $55,700 | $57,900 (-6.16%) Land $2,200 Building $55,700 | |
| 2021 | $61,700 Land $2,200 Building $59,500 | $61,700 Land $2,200 Building $59,500 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fixed Wireless · Fiber in parts of the area | 2,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Consolidated Telephone Company, Verizon.
Based on FCC filings for 710 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Virginia serves 8,361 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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