St. Louis County property record for 124 5th Ave E, Floodwood, MN 55736
| Property Type | Single Family Home |
|---|---|
| Details | 2,940 sqft · built 1960 |
| Lot Size | 0.268 acres (11,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Dec 2021) |
| Tax Bill | $804 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit May 2026 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 125-0010-01940 |
| Primary APN | 125-0010-01940 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,940 sqft Gross Area |
| 1st Floor Area | 2,940 sqft |
| Basement Area | 2,700 sqft |
| Flooring | Carpet |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Metal |
| Lot Area | 11,700 sqft (0.268 acres) |
| Garage Area | 336 sqft |
| Deck Area | 24 sqft |
| Canopy | 32 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1069515 |
|---|---|
| Street Address | 124 5TH AVE E |
| City | FLOODWOOD |
| State | MN |
| Zip | 55736-8173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 AND 2 SERIAL # |
| Legal Subdivision | FLOODWOOD |
| Legal Block | 14 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FLOODWOOD |
| Census Block Group | 2 |
| Census Block | 2093 |
| Census Tract | 11200 |
Source: St. Louis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 445, FLOODWOOD, MN 55736-0445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHWOODS CREDIT UNION |
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHWOODS CREDIT UNION |
| Feb 15, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHWOODS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on Record |
| Deed Sale | Dec 14, 2021 · Amount on Record |
| Prior Sale | Dec 14, 2021 · Amount on Record |
| Deed Document Number | 20211432558 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 13, 2026 |
| Property Address | 124 5TH AVE E, FLOODWOOD, MN 55736-8173 |
| Document Number | 0001101453 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20261101453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 124 5TH AVE E, FLOODWOOD, MN 55736-8173 |
| Document Number | 0001101453, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20261101453 |
| Name | NORTHWOODS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 25, 2041 |
| Rate | 5.44% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 13, 2026 |
| Property Address | 124 5TH AVE E, FLOODWOOD, MN 55736-8173 |
| Document Number | 0001532509 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20261532509 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 124 5TH AVE E, FLOODWOOD, MN 55736-8173 |
| Document Number | 0001532509, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20261532509 |
| Name | NORTHWOODS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 25, 2041 |
| Rate | 5.44% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 124 5TH AVE E, FLOODWOOD, MN 55736-8173 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001053399 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 1053399 |
| Name | NORTHWOODS CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Floodwood City |
| Unified School District | Floodwood Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $804.00 (+5%) Homeowner's exemption | ||
| 2025 | $536.00 (-11.84%) Homeowner's exemption | $57,500 (-) Land $11,400 Building $46,100 | $57,500 (-) Land $11,400 Building $46,100 |
| 2024 | $608.00 | $57,500 (+9.73%) Land $10,800 Building $46,700 | $57,500 (+9.73%) Land $10,800 Building $46,700 |
| 2022 | $52,400 Land $11,500 Building $40,900 | $52,400 Land $11,500 Building $40,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 19 (1982–2012) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Floodwood serves 501 people · EPA ID MN1690048 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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