124 4th Ave SW, Cresco, IA 52136 Property Records

Howard County property record for 124 4th Ave SW, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1959
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Jul 2017)
Tax Bill	$1,860 (2025)
Deeds & Mortgages	Jul 2022 Transfer May 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`320013713010000`

Property Details

APN / Parcel Number

Primary APN	`320013713010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Mixed
Garage Area	1,552 sqft
Parking Spaces	6 Parking Spaces
Deck Area	151 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	124 4TH AVE SW
City	CRESCO
State	IA
Zip	52136-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 25' LOT 13 & ALL LOT 14 BLK 37 CRESCO PLAT
Legal Block	37
Legal Lot Number	13
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1127
Census Tract	960100

Owner

Source: Howard County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 4TH AVE SW, CRESCO, IA 52136-2054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Intrafamily Transfer, Transfer
May 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CUSB BANK
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Feb 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 14, 2017	Warranty Deed, Transfer · Conventional Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	20171073
Deed Book / Page	2017 / 1073
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD IA
Recording Date	Jul 1, 2022
Property Address	124 4TH AVE SW, CRESCO, IA 52136-2054
Document Number	02022/1060
Book / Page	2022 / 1060
Instrument Date	Jun 30, 2022
Instrument	2022 1060
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 4TH AVE SW, CRESCO, IA 52136-2054
Investor	Possibly a Property Investor

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	124 4TH AVE SW, CRESCO, IA 52136-2054
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/721
Date	May 29, 2019
Book Page	2019/721
Instrument	721

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	124 4TH AVE SW, CRESCO, IA 52136-2054
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1594
Date	Oct 18, 2017
Book Page	2017/1594
Instrument	2017 1594

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	124 4TH AVE SW, CRESCO, IA 52136-2054
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/282
Date	Feb 27, 2020
Book Page	2020/282
Instrument	282

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jul 14, 2017
Property Address	124 4TH AVE SW, CRESCO, IA 52136-2054
Document Number	2017/1073
Book / Page	2017 / 1073
Instrument Date	Jul 11, 2017
Instrument	2017 1073
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 4TH AVE SW, CRESCO, IA 52136-2054

Mortgage

Document Number	2017/1074
Date	Jul 14, 2017
Book Page	2017/1074
Instrument	2017 1074

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,860.00 Homeowner's exemption	$139,840 (+11.95%) Land $7,500 Building $132,340	$139,840 (+11.95%) Land $7,500 Building $132,340
2024	$1,860.00 (-9%)
2023		$124,910 (+19.86%) Land $7,500 Building $117,410	$124,910 (+19.86%) Land $7,500 Building $117,410
2022	$2,044.00 Homeowner's exemption	$104,210 Land $7,500 Building $96,710
2021			$104,210 Land $7,500 Building $96,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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