Kandiyohi County property record for 124 4th Ave, Spicer, MN 56288
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1952 |
| Lot Size | 0.2 acres (8,749 sqft) |
| Owner | Company Name on File |
| Last Sale | $146,700 (Oct 2025) |
| Tax Bill | $2,154 (2026) |
| Deeds & Mortgages | Aug 2005 Line of Credit Nov 2016 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-600-0230 |
| Primary APN | 85-600-0230 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| 1st Floor Area | 480 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 8,749 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 336 sqft |
| Patio Area | 184 sqft |
| Street Address | 124 4TH AVE |
|---|---|
| City | SPICER |
| State | MN |
| Zip | 56288-9673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPICER'S FIRST ADDITION S 12 OF LOT 19; LOTS 20 & 21 |
| Legal Range | 034 |
| Legal Township | 120 |
| Legal Section | 04 |
| Legal Subdivision | SPICERS FIRST ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 19-21 |
| Jurisdiction | KANDIYOHI MN |
| Township / Civil Division | SPICER |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 780400 |
124 4th Ave is owned by a company that bought it in October 2025 and is owner-occupied.
Source: Kandiyohi County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11867 N SHORE DR, SPICER, MN 56288-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2005 | Deed of Trust, Mortgage · Line of Credit UNITED PRAIRIE BANK SPICER |
| Nov 1, 2016 | Deed of Trust, Mortgage · Conventional Mortgage CONCORDE BANK |
| Apr 23, 2009 | Deed of Trust, Mortgage · Conventional Mortgage UNITED PRAIRIE BANK |
| Oct 9, 2025 | Warranty Deed, Transfer · Commercial Mortgage UNITED MINNESOTA BANK |
| Oct 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE REGION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Prior Sale | Oct 7, 2021 · Amount on File |
| Deed Document Number | 20251813613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 124 4TH AVE, SPICER, MN 56288-9673 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000531701 |
|---|---|
| Date | Aug 9, 2005 |
| Instrument | 531701 |
| Name | UNITED PRAIRIE BANK SPICER |
|---|---|
| Address | SPICER, MN 56288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 124 4TH AVE, SPICER, MN 56288-9673 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000638835 |
|---|---|
| Date | Nov 1, 2016 |
| Instrument | 638835 |
| Name | CONCORDE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 124 4TH AVE, SPICER, MN 56288-9673 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000571075 |
|---|---|
| Date | Apr 23, 2009 |
| Instrument | 571075 |
| Name | UNITED PRAIRIE BANK |
|---|---|
| Type | Bank |
| Address | SPICER, MN 56288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Oct 9, 2025 |
| Property Address | 124 4TH AVE, SPICER, MN 56288-9673 |
| Document Number | 0000711306 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 711306 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | UNITED TITLE, UNIQUE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $484.11 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11867 N SHORE DR, SPICER, MN 56288-9574 |
| Document Number | 0000711307 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 711307 |
| Name | UNITED MINNESOTA BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Oct 7, 2021 |
| Property Address | 124 4TH AVE, SPICER, MN 56288-9673 |
| Document Number | 681877 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 681877 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | KANDIYOHI ABSTRACT AND TITLE COMPANY, KANDIYOHI ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 4TH AVE, SPICER, MN 56288-9673 |
| Document Number | 681878 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 681878 |
| Name | LAKE REGION BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 124 4th Ave was $2,154 with a homeowner's exemption, down 26.3% from the year before.
Source: Kandiyohi County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kandiyohi County |
| Municipality | Spicer City |
| Unified School District | New London-Spicer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,154.00 (-26.33%) Homeowner's exemption | $155,500 (+0.52%) Land $17,500 Building $138,000 | $155,500 (+0.52%) Land $17,500 Building $138,000 |
| 2025 | $2,924.00 Homeowner's exemption | $154,700 Land $17,500 Building $137,200 | $154,700 Land $17,500 Building $137,200 |
| 2023 | $2,930.00 Homeowner's exemption | $143,800 Land $17,500 Building $126,300 | $143,800 Land $17,500 Building $126,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 4th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 4th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spicer serves 1,225 people · EPA ID MN1340010 |
|---|---|
| Water Source | Purchased groundwater from Glacial Lakes Sanitary Sewer/Water Dist |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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