124 4th Ave E, Cresco, IA 52136 Property Records

Howard County property record for 124 4th Ave E, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1914
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Jul 2022)
Tax Bill	$3,040 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2010 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`320031411010000`

Property Details

APN / Parcel Number

Primary APN	`320031411010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Basement Area	841 sqft
Unfinished Basement	841 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	261 sqft
Deck Area	188 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	124 4TH AVE E
City	CRESCO
State	IA
Zip	52136-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 14 BEADLE & STRONG ADDN
Legal Subdivision	BEADLE STRONG ADDN
Legal Block	14
Legal Lot Number	11
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1017
Census Tract	960100

Owner

124 4th Ave E is owned and occupied by an individual who bought it in July 2022.

Source: Howard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	124 4TH AVE E, CRESCO, IA 52136-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Jul 2, 2010	Deed of Trust, Mortgage · Conventional Mortgage C US BANK
Jul 2, 2010	Deed of Trust, Mortgage · Conventional Mortgage C US BANK
Jul 25, 2022	Warranty Deed, Transfer
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 7, 2014	Legal Action/Court Order, Foreclosure · Conventional Mortgage CRESCO BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	20221185
Deed Book / Page	2022 / 1185
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	124 4TH AVE E, CRESCO, IA 52136-1420
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/222
Date	Jan 28, 2021
Book Page	2021/222
Instrument	2021 0222

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	124 4TH AVE E, CRESCO, IA 52136-1420
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/0908
Date	Jul 2, 2010
Book Page	2010/0908
Instrument	2010 0908

Lender

Name	C US BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2040

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	124 4TH AVE E, CRESCO, IA 52136-1420
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/0909
Date	Jul 2, 2010
Book Page	2010/0909
Instrument	2010 0909

Lender

Name	C US BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jul 25, 2022
Property Address	124 4TH AVE E, CRESCO, IA 52136-1420
Document Number	02022/1185
Book / Page	2022 / 1185
Instrument Date	Jul 20, 2022
Instrument	2022 1185
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Amount	Amount on Record
Tax	$251.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 4TH AVE E, CRESCO, IA 52136-1420

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jun 21, 2021
Property Address	124 4TH AVE E, CRESCO, IA 52136-1420
Document Number	02021/1182
Book / Page	2021 / 1182
Instrument Date	Jun 15, 2021
Instrument	2021 01182
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 4TH AVE E, CRESCO, IA 52136-1420
Investor	Possibly a Property Investor

Mortgage

Document Number	02021/1183
Date	Jun 21, 2021
Book Page	2021/1183
Instrument	2021 01183

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

August 2014: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	HOWARD IA
Recording Date	Aug 7, 2014
Property Address	124 4TH AVE E, CRESCO, IA 52136-1420
Document Number	02014/1089
Book / Page	2014 / 1089
Instrument Date	Aug 7, 2014
Instrument	2014 1089
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 4TH AVE E, CRESCO, IA 52136-1420

Mortgage

Document Number	0020141090
Date	Aug 7, 2014
Instrument	2014 1090

Lender

Name	CRESCO BANK & TRUST CO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 124 4th Ave E was $3,040 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,040.00	$204,810 (-) Land $7,500 Building $197,310	$204,810 (-) Land $7,500 Building $197,310
2025	$3,040.00 (-2.12%) Homeowner's exemption	$204,810 Land $7,500 Building $197,310	$204,810 Land $7,500 Building $197,310
2024	$3,106.00
2023		$178,810 (+22.93%) Land $7,500 Building $171,310	$178,810 Land $7,500 Building $171,310
2022	$2,928.00 Homeowner's exemption	$145,460 Land $7,500 Building $137,960
2021			$145,460 Land $7,500 Building $137,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 4th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 124 4th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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