124 3rd St, Harrodsburg, KY 40330 Property Records

Mercer County property record for 124 3rd St, Harrodsburg, KY 40330

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1890
Lot Size	0.82 acres (35,721 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Dec 2020)
Tax Bill	$359 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300.10-03019.02`

Property Details

APN / Parcel Number

Primary APN	`300.10-03019.02`
Alternative APN	`10343`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,721 sqft (0.82 acres)
Lot Dimensions	189 ft deep x 189 ft wide
Terrain	Rolling
Garage Area	900 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10343
Street Address	124 3RD ST
City	HARRODSBURG
State	KY
Zip	40330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	THIRD ST H & L
Legal Subdivision	SHAKER HEIGHTS
Jurisdiction	MERCER KY
Township / Civil Division	BURGIN
Census Block Group	2
Census Block	2030
Census Tract	960500

Owner

Source: Mercer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 652, BURGIN, KY 40310-0652
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Aug 15, 2005 · Amount on Record
Deed Document Number	202012004129
Deed Book / Page	367 / 447
Record Updated	Sep 20, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER KY
Recording Date	Feb 10, 2025
Property Address	124 3RD ST, HARRODSBURG, KY 40330
Document Number	00D385/777
Book / Page	D385 / 777
Instrument Date	Jan 31, 2025
Instrument	12038241
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TREY TITLE LLC, TRUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 134, BURGIN, KY 40310-0134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 652, BURGIN, KY 40310-0652
Investor	Possibly a Property Investor

Mortgage

Document Number	0012038242
Date	Feb 10, 2025
Instrument	12038242

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Burgin City
County	Mercer County
Unified School District	Burgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$359.00 (-2.45%)	$92,460 (+28.42%) Land $7,500 Building $84,960	$92,460 (+28.42%) Land $7,500 Building $84,960
2024	$368.00 (+24.75%)
2023	$295.00	$72,000	$72,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	25 (1989–2026)
Claims Outside the SFHA	14 of 25
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURGIN WATER DEPARTMENT serves 1,426 people · EPA ID KY0840048
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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