124 3rd St, Chesaning, MI 48616 Property Records

Saginaw County property record for 124 3rd St, Chesaning, MI 48616 · Last verified July 2026

Property Summary

Property Type	Commercial
Details	1,056 sqft · built 1990
Lot Size	0.341 acres (14,854 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Dec 2022)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-16-0308-000`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-16-0308-000`

Interior

Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	14,854 sqft (0.341 acres)
Lot Dimensions	165 ft deep x 90 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	124 3RD ST
City	CHESANING
State	MI
Zip	48616-1065
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N 90 FT OF LOTS 5 & 6 BLK 49 ASSESSORS PLAT NO 1 BEING PART OF W 1/2 OF NW 1/4 VILLAGE OF CHESANING SEC 16 T9N R3E
Legal Range	03E
Legal Township	09N
Legal Section	16
Legal Subdivision	ASSESSORS PLAT #1
Legal Block	49
Legal Lot Number	5-6
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	2
Census Block	2035
Census Tract	12700

Owner

Source: Saginaw County records · APN 13-09-3-16-0308-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14440 LINCOLN RD, CHESANING, MI 48616-8425
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2023	Deed of Trust, Mortgage · Commercial Mortgage FRANKENMUTH CU
Dec 15, 2022	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY
Apr 04, 2018	Warranty Deed, Transfer SAGINAW BAY AREA TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Apr 04, 2018 · Amount on Record
Deed Document Number	202231619
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	124 3RD ST, CHESANING, MI 48616-1065
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14440 LINCOLN RD, CHESANING, MI 48616-8425

Mortgage

Document Number	0000007318
Date	Apr 06, 2023
Instrument	2023007318

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 15, 2022
Property Address	124 3RD ST, CHESANING, MI 48616-1065
Document Number	0000031619
Map Reference	LB 5 PG 36
Instrument Date	Dec 14, 2022
Instrument	2022031619
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 3RD ST, CHESANING, MI 48616-1065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14440 LINCOLN RD, CHESANING, MI 48616-8425

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 04, 2018
Property Address	124 3RD ST, CHESANING, MI 48616-1065
Document Number	0000007414
Instrument Date	Mar 30, 2018
Instrument	7414
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	SAGINAW BAY AREA TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$39.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19887 W RIDGE RD HENDERSON MI 488419502, HENDERSON, MI 48841-9502

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Municipality	Chesaning Village
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,400 (+35.53%)	$106,800 (+35.53%)
2025	$1,321.00 (-30.33%)
2023		$39,400 (+7.07%)	$78,800 (+7.07%)
2022	$1,896.00 (-27.96%)	$36,800	$73,600
2021	$2,632.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: DayStarr, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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