124 1st St, Monroe City, MO 63456 Property Records

Monroe County property record for 124 1st St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,641 sqft · built 1900
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Tax Bill	$900 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-002-010-012.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-002-010-012.000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,641 sqft Adjusted Area
Gross Area	1,216 sqft
1st Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 1ST ST
City	MONROE CITY
State	MO
Zip	63456-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 LOT 10, ALL 11, BLOCK 4, DAVIS ADD.
Legal Range	07W
Legal Township	56N
Legal Section	18
Legal Subdivision	DAVIS ADDITION
Legal Block	4
Legal Lot Number	10
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1027
Census Tract	960100

Owner

Source: Monroe County assessment roll, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	701 LAWN ST, MONROE CITY, MO 63456-1427
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage HNB NATIONAL BANK
Apr 28, 2020	Personal Representative Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2023
Deed Sale	Jul 27, 2023
Prior Sale	Jul 17, 2023
Deed Document Number	2023815
Prior Transfer Date	Jul 12, 2023
Prior Transfer Doc	0000000815
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	124 1ST ST, MONROE CITY, MO 63456-1602
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020180060
Date	Jan 16, 2018
Instrument	2018-0060

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE MO
Recording Date	Apr 28, 2020
Property Address	124 1ST ST, MONROE CITY, MO 63456-1602
Document Number	0020200542
Instrument Date	Apr 28, 2020
Instrument	2020-0542
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S WASHINGTON ST, MONROE CITY, MO 63456-1941

Mortgage

Document Number	0020200543
Date	Apr 28, 2020
Instrument	2020-0543

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,730 (-)	$67,000 (-)
2025	$900.00 (+28.57%)	$12,730 (+17.11%)	$67,000 (+17.13%) Land $5,900 Building $61,100
2023		$10,870	$57,200
2020	$700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Rural Telephone Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chariton Valley Telephone, Ralls Technologies.

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