12398 Pebble View Dr, Conroe, TX 77304 Property Records

Montgomery County property record for 12398 Pebble View Dr, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,419 sqft · built 2005
Lot Size	0.124 acres (5,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$421,700 (Dec 2015)
Tax Bill	$8,526 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7786-00-04600`

Property Details

APN / Parcel Number

Primary APN	`7786-00-04600`
Alternative APN	`R282733`

Interior

Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,419 sqft Living Area
Gross Area	2,879 sqft
1st Floor Area	1,066 sqft
2nd Floor Area	1,353 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,393 sqft (0.124 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	560 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12398 PEBBLE VIEW DR
City	CONROE
State	TX
Zip	77304-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEBBLE GLEN ON THE LAKE, BLOCK 1, LOT 46
Legal Subdivision	PEBBLE GLEN ON THE LAKE
Legal Block	1
Legal Lot Number	46
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	693701

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12398 PEBBLE VIEW DR, CONROE, TX 77304-4227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Feb 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2015 · Amount on Record
Deed Sale	Dec 2, 2015 · Amount on Record
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	2015116888
Prior Transfer Date	Dec 1, 2015
Prior Transfer Doc	0000116888
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 26, 2026
Property Address	12398 PEBBLE VIEW DR, CONROE, TX 77304-4227
Document Number	0000091409
Instrument Date	Aug 19, 2026
Instrument	202691409
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12398 PEBBLE VIEW DR, CONROE, TX 77304-4227

Mortgage

Document Number	0000091409,
Date	Aug 26, 2026
Instrument	202691409

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	12398 PEBBLE VIEW DR, CONROE, TX 77304-4227
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019548
Date	Feb 19, 2021
Instrument	2021019548

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	12398 PEBBLE VIEW DR, CONROE, TX 77304-4227
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12398 PEBBLE VIEW DR, CONROE, TX 77304-4227

Mortgage

Document Number	0000082496
Date	Jun 30, 2022
Instrument	2022082496

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,000 (+1%)	$710,000 (-0.68%) Land $103,546 Building $606,454
2025	$8,526.00 (+5.81%) Homeowner's exemption	$550,000 (+1%)	$714,841 (+42.97%) Land $103,546 Building $611,295
2024	$8,058.00 (+2.23%) Homeowner's exemption	$500,000 (-) Land $103,546 Building $396,454	$500,000 (-) Land $103,546 Building $396,454
2023	$7,882.00 Homeowner's exemption	$500,000 Land $103,550 Building $396,450	$500,000 Land $103,550 Building $396,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONROE serves 113,912 people · EPA ID TX1700001
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Xfinity.

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