12398 E Swift Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 12398 E Swift Rd, Mount Vernon, IL 62864 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,684 sqft · built 1977
Lot Size	3.58 acres (155,945 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Oct 2022)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-07-376-003`

Property Details

APN / Parcel Number

Primary APN	`07-07-376-003`

Interior

Stories	1 Story
Building Area	1,684 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	155,945 sqft (3.58 acres)

Location & Zoning

Street Address	12398 E SWIFT RD
City	MOUNT VERNON
State	IL
Zip	62864-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SW-BEG 614.2' E NW COR SE SW, S547.12,NE290.58',N528.55',W290'TO POB
Legal Subdivision	CHARLES H QUINN 1ST ADD
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1036
Census Tract	50700

Owner

Source: Jefferson County records · APN 07-07-376-003

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12398 E SWIFT RD, MOUNT VERNON, IL 62864-8776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 01, 2023	Deed of Trust, Mortgage · Conventional Mortgage LENDAGE LLC
Oct 11, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK OF THE HEARTLAND
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK OF THE HEARTLAND
Sep 17, 2018	Warranty Deed, Transfer
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK OF THE HEARTLAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20224051
Prior Transfer Date	Aug 31, 2022
Prior Transfer Doc	0202204051
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	12398 E SWIFT RD, MOUNT VERNON, IL 62864-8776
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401070
Date	Apr 10, 2024
Instrument	202401070

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	12398 E SWIFT RD, MOUNT VERNON, IL 62864-8776
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202304150
Date	Dec 01, 2023
Instrument	202304150

Lender

Name	LENDAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON IL
Recording Date	Oct 11, 2022
Property Address	12398 E SWIFT RD, MOUNT VERNON, IL 62864-8776
Document Number	0202204051
Instrument Date	Aug 31, 2022
Instrument	202204051
Transaction Type	Transfer
Record Updated	Nov 02, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204052
Date	Oct 11, 2022
Instrument	202204052

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	12398 E SWIFT RD, MOUNT VERNON, IL 62864-8776
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201703978
Date	Aug 22, 2017
Instrument	201703978

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	12398 E SWIFT RD, MOUNT VERNON, IL 62864-8776
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201703977
Date	Aug 22, 2017
Instrument	201703977

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Sep 17, 2018
Property Address	12398 E SWIFT RD, MOUNT VERNON, IL 62864-8776
Document Number	201804262
Instrument Date	Sep 14, 2018
Instrument	201804262
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1702 SHAW RD, WALNUT HILL, IL 62893-1006

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	12398 E SWIFT RD, MOUNT VERNON, IL 62864-8776
Transaction Type	Mortgage
Record Updated	Jun 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700803
Date	Feb 27, 2017
Instrument	201700803

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Rome Community Consolidated School District 2 (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$66,875 (+8%) Land $4,680 Building $62,195	$200,625 (+8%) Land $14,040 Building $186,585
2024	$61,921 (+23.48%) Land $4,333 Building $57,588	$185,763 (+23.48%) Land $12,999 Building $172,764
2022	$50,145 Land $3,509 Building $46,636	$150,435 Land $10,527 Building $139,908

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (17081C), updated September 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170810507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Wisper ISP, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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