12398 E Oakton Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 12398 E Oakton Rd, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Details	1,224 sqft · built 1984
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jul 2014)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Nov 2023 Transfer Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-07-176-002`

Property Details

APN / Parcel Number

Primary APN	`07-07-176-002`

Interior

Stories	1 Story
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	59,242 sqft (1.36 acres)

Location & Zoning

Street Address	12398 E OAKTON RD
City	MOUNT VERNON
State	IL
Zip	62864-8717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.36A M/L PT S1/2 SE NW
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1026
Census Tract	50700

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12398 E OAKTON RD, MOUNT VERNON, IL 62864-8717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 21, 2017	Deed of Trust, Mortgage GENFED FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2014 · Amount on Record
Deed Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	20143853
Last Transfer Date	Nov 13, 2023
Transfer Doc	0202303941
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON IL
Recording Date	Nov 14, 2023
Property Address	12398 E OAKTON RD, MOUNT VERNON, IL 62864-8717
Document Number	0202303941
Instrument Date	Nov 13, 2023
Instrument	202303941
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12398 E OAKTON RD, MOUNT VERNON, IL 62864-8717

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	12398 E OAKTON RD, MOUNT VERNON, IL 62864-8717
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201701619
Date	Apr 21, 2017
Instrument	201701619

Lender

Name	GENFED FINANCIAL FCU
Type	Credit Union
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Rome Community Consolidated School District 2 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00 (+4.16%) Homeowner's exemption Senior Citizen's exemption	$58,273 (+8%) Land $3,137 Building $55,136	$174,819 (+8%) Land $9,411 Building $165,408
2024	$2,598.00 (+29%)	$53,957 (+23.48%) Land $2,905 Building $51,052	$161,871 (+23.48%) Land $8,715 Building $153,156
2022		$43,696 Land $2,353 Building $41,343	$131,088 Land $7,059 Building $124,029
2021	$2,014.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING MEADOWS MHC (JEFFERSON CO) private · serves 218 people · EPA ID IL0815110
Water Source	Purchased surface water from DIX-KELL WATER COMMSSION
Also Mapped Here	NORTHEAST MOUNT VERNON WATER COMPANY, MOUNT VERNON

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: ClearWave, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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