12398 Curry Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 12398 Curry Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Jul 2021)
Tax Bill	$3,101 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1309-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1309-0050`
Alternative APNs	`00695956` `695956`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	2,170 sqft
1st Floor Area	1,520 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	830 sqft
Patio Area	30 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00695956
Street Address	12398 CURRY DR
City	SPRING HILL
State	FL
Zip	34608-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1309 LOT 5
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1309
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1006
Census Tract	41003

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12398 CURRY DR, SPRING HILL, FL 34608-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 18, 2021	Warranty Deed, Transfer OCEAN SANDS TITLE SVCS INC
Mar 23, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Mar 18, 2021 · Amount on File
Deed Document Number	202153549
Deed Book / Page	4027 / 1635
Prior Transfer Date	Mar 21, 2013
Prior Transfer Doc	0029880470
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 16, 2021
Property Address	12398 CURRY DR, SPRING HILL, FL 34608-1414
Document Number	0040271635
Book / Page	4027 / 1635
Map Reference	MB 9 PG 65
Instrument Date	Jul 15, 2021
Instrument	2021053549
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24371 HIDDEN WOODS RD, 24371, BROOKSVILLE, FL 34601-0815

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9410 LONSDALE CT, TAMPA, FL 33615-1679

Mortgage

Document Number	40271637
Date	Jul 16, 2021
Instrument	4027/1637

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 18, 2021
Property Address	12398 CURRY DR, SPRING HILL, FL 34608-1414
Document Number	0039671936
Book / Page	3967 / 1936
Map Reference	MB 9 PG 65
Instrument Date	Mar 18, 2021
Instrument	2021018683
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2470 COMMEREE AVENUE, 2470, SPRING HILL, FL 34608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24371 HIDDEN WOODS RD, BROOKSVILLE, FL 34601-0815

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 23, 2017
Property Address	12398 CURRY DR, SPRING HILL, FL 34608-1414
Document Number	0034510790
Book / Page	3451 / 0790
Map Reference	MB9 PG65-80
Instrument Date	Mar 17, 2017
Instrument	2017016478
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7151 FAIRFAX DR, 7151, PORT RICHEY, FL 34668-5718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12398 CURRY DR, SPRING HILL, FL 34608-1414

Mortgage

Document Number	34510791
Date	Mar 23, 2017
Instrument	3451/0791

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,101.00 (+30.13%) Homeowner's exemption	$208,242 (+5.99%)	$244,759 (+18.71%) Land $36,575 Building $208,184
2023		$196,479 (+3%) Land $33,548 Building $162,931
2022	$2,383.00 Homeowner's exemption	$190,756 Land $18,810 Building $171,946	$206,178 Land $28,975 Building $177,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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