12397 Hull Rd, Clermont, FL 34711 Property Records

Lake County property record for 12397 Hull Rd, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1957
Lot Size	0.445 acres (19,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,000 (Apr 2019)
Tax Bill	$5,268 (2024)
Deeds & Mortgages	May 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-26-0002-000-01901`

Property Details

APN / Parcel Number

Primary APN	`07-23-26-0002-000-01901`
Alternative APNs	`262307000200001901` `1593654`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	19,365 sqft (0.445 acres)
Lot Dimensions	200 ft deep x 130 ft wide
View / Lot	Lake Front
Garage Area	406 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	436 sqft
Utility Building	655 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	1593654
Street Address	12397 HULL RD
City	CLERMONT
State	FL
Zip	34711-9371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	BEG 698.25 FT E OF SE COR OF SE 1/4 OF N 1/2 OF GOV LOT 4 RUN S 31DEG 15MIN E 431 FT TO POB. RUN N 49DEG 50MIN E ALONG S SIDE OF CLAY RD 130 FT S 31DEG 15MIN E TO LAKE SWLY ALONG LAKE TO PT S 31DEG 15MIN E OF POB N 31DEG 15MIN W 175 FT TO POB ORB 525
Legal Range	26E
Legal Township	23S
Legal Section	7
Legal Quarter	2
Legal Subdivision	ACREAGE
Legal Tract	0002
Legal Block	2
Legal Lot Number	4
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2001
Census Tract	31323

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12397 HULL RD, CLERMONT, FL 34711-9371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Apr 3, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 18, 2017	Warranty Deed, Transfer NETWORK CLOSING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	201936401
Deed Book / Page	5258 / 1017
Last Transfer Date	May 7, 2020
Transfer Doc	0054691233
Record Updated	Jun 8, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	May 12, 2020
Property Address	12397 HULL RD, CLERMONT, FL 34711-9371
Document Number	0054691233
Book / Page	5469 / 1233
Instrument Date	May 7, 2020
Instrument	2020052710
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12397 HULL RD, CLERMONT, FL 34711-9371

Mortgage

Document Number	0054691235
Date	May 12, 2020
Instrument	5469/1235

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 3, 2019
Property Address	12397 HULL RD, CLERMONT, FL 34711-9371
Document Number	0052581017
Book / Page	5258 / 1017
Instrument Date	Apr 2, 2019
Instrument	2019036401
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,164.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1075 W LAKESHORE DR, 1075, CLERMONT, FL 34711-2933

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12397 HULL RD, CLERMONT, FL 34711-9371
Investor	Possibly a Property Investor

Mortgage

Document Number	2019036402
Date	Apr 3, 2019
Instrument	2019036402

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 18, 2017
Property Address	12397 HULL RD, CLERMONT, FL 34711-9371
Document Number	0050141052
Book / Page	005014 / 001052
Instrument Date	Oct 9, 2017
Instrument	110774
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	NETWORK CLOSING SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 W LAKESHORE DR CLERMONT FL 347112933, CLERMONT, FL 34711-2933

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,320 (+2.9%)	$704,222 (-0.04%) Land $325,000 Building $379,222
2025		$391,960 (+5.98%) Land $325,000 Building $66,960	$704,531 (+77.47%) Land $325,000 Building $379,531
2024	$5,268.00 (+5.95%)
2023	$4,972.00 (+8.61%) Homeowner's exemption	$369,830 (+5.66%)	$396,986 (+2.41%) Land $195,000 Building $201,986
2022	$4,578.00 Homeowner's exemption	$350,020	$387,626 Land $195,000 Building $192,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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