12396 Oakridge Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 12396 Oakridge Rd, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,170 sqft · built 1950
Lot Size2.52 acres (109,771 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Jan 2018)
Tax Bill$1,226 (2026)
Deeds & MortgagesJun 2026 Mortgage
Feb 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN790323200E00009

Property Details

APN / Parcel Number

Primary APN790323200E00009
Alternative APNs
  • 81320518
  • 157476

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,170 sqft Living Area
Gross Area200 sqft
1st Floor Area1,170 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area109,771 sqft (2.52 acres)
Garage Area528 sqft
Deck Area20 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Heating SystemOil

Location & Zoning

Account Number157476
Street Address12396 OAKRIDGE RD
CityBRAINERD
StateMN
Zip56401-6204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 10 RODS OF THE N 40 RODS OF THE W1/2 OF NW1/4 OF SW1/4
Legal Range30W
Legal Township45N
Legal Section32
JurisdictionCROW WING MN
Township / Civil DivisionOAK LAWN
Census Block Group1
Census Block1001
Census Tract951100

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12396 OAKRIDGE RD, BRAINERD, MN 56401-6204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORPORATION
Feb 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2018 · Amount on Record
Deed SaleJan 26, 2018 · Amount on Record
Prior SaleDec 11, 2015 · Amount on Record
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Recording DateJun 11, 2026
Property Address12396 OAKRIDGE RD, BRAINERD, MN 56401-6204
Document Number0001025053
Instrument DateJun 3, 2026
Instrument20261025053
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12396 OAKRIDGE RD, BRAINERD, MN 56401-6204

Mortgage

Document Number0001025053,
DateJun 11, 2026
Instrument20261025053
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address12396 OAKRIDGE RD, BRAINERD, MN 56401-6204
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12396 OAKRIDGE RD, BRAINERD, MN 56401-6204

Mortgage

Document Number0001006444
DateFeb 13, 2025
Instrument1006444
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
County SubdivisionOak Lawn Township
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,226.00 (+21.15%) Homeowner's exemption$228,300 (+3.58%) Land $88,800 Building $139,500$228,300 (+3.58%) Land $88,800 Building $139,500
2025$220,400 (+8.57%) Land $76,200 Building $144,200$220,400 (+8.57%) Land $76,200 Building $144,200
2023$1,012.00 Homeowner's exemption$203,000 Land $72,700 Building $130,300$203,000 Land $72,700 Building $130,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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