Hamilton County property record for 12395 E 281st St, Arcadia, IN 46030
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,016 sqft · built 1880 |
| Lot Size | 3.3 acres (144,184 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,812 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-03-10-000-011.000-017 |
| Primary APN | 29-03-10-000-011.000-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 192 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Slate |
| Lot Area | 144,184 sqft (3.3 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Gazebo | 120 sqft |
| Lean-To | 1,980 sqft |
| Milk House | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0703100000011000 |
|---|---|
| Street Address | 12395 E 281ST ST |
| City | ARCADIA |
| State | IN |
| Zip | 46030-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ACREAGE 3.31, SECTION 10, TOWNSHIP 20, RANGE 5 |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 10 |
| Legal Subdivision | WHITE RIVER |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | WHITE RIVER |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 110102 |
Source: Hamilton County records · APN 29-03-10-000-011.000-017
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12395 E 281ST ST, ARCADIA, IN 46030-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage INDIANA MEMBERS CU |
| Mar 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CENTER FIRST CU |
| Dec 06, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 24, 2019 | Deed of Trust, Mortgage KEYBANK USA |
| May 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Apr 20, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Feb 14, 2014 |
| Last Transfer Date | May 12, 2017 |
| Transfer Doc | 0000021476 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12395 E 281ST ST, ARCADIA, IN 46030-9445 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000031274 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022031274 |
| Name | INDIANA MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 21, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12395 E 281ST ST, ARCADIA, IN 46030-9445 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12395 E 281ST ST, ARCADIA, IN 46030-9445 |
| Document Number | 0000010507 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2024010507 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12395 E 281ST ST, ARCADIA, IN 46030-9445 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004029 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026004029 |
| Name | FINANCIAL CENTER FIRST CU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 28, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12395 E 281ST ST, ARCADIA, IN 46030-9445 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000045821 |
|---|---|
| Date | Dec 06, 2023 |
| Instrument | 2023045821 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 06, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12395 E 281ST ST, ARCADIA, IN 46030-9445 |
| Document Number | 0000000773 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 12395 E 281ST ST ARCADIA IN 460309445, ARCADIA, IN 46030-9445 |
| Document Number | 0000000773 |
|---|---|
| Date | Jan 07, 2020 |
| Instrument | 773 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 06, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 12, 2017 |
| Property Address | 12395 E 281ST ST, ARCADIA, IN 46030-9445 |
| Document Number | 0000021476 |
| Instrument Date | May 12, 2017 |
| Instrument | 21476 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12395 E 281ST ST ARCADIA IN 460309445, ARCADIA, IN 46030-9445 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12395 E 281ST ST, ARCADIA, IN 46030-9445 |
| Document Number | 0000027133 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2017 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 12395 E 281ST ST ARCADIA IN 460309445, ARCADIA, IN 46030-9445 |
| Document Number | 0000027133 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 27133 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | White River Township |
| Unified School District | Hamilton Heights School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $219,500 (+13.73%) Land $65,000 Building $154,500 | $219,500 (+13.73%) Land $65,000 Building $154,500 | |
| 2024 | $1,812.00 (+13.61%) | ||
| 2023 | $1,595.00 (-0.25%) | $193,000 (+7.4%) Land $72,300 Building $120,700 | $193,000 (+7.4%) Land $72,300 Building $120,700 |
| 2022 | $1,599.00 | $179,700 Land $72,200 Building $107,500 | $179,700 Land $72,200 Building $107,500 |
Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 23 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Benton Ridge Telephone Company Fixed Wireless | 25 / 3 |
May also be available: ALTIUS Communications, AMG Technology Investment Group, On-Ramp Indiana, T-Mobile USA, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures