12395 Clay Ln, Plato, MO 65552 Property Records

Texas County property record for 12395 Clay Ln, Plato, MO 65552

Property Summary

Property TypeRural Home
Details3,550 sqft · built 2015
Lot Size40 acres (1,742,400 sqft)
Owner2 Company Names on Record
Last Sale$636,700 (Jan 2021)
Tax Bill$1,931 (2025)
Deeds & MortgagesJan 2021 Mortgage
APN4-8-33-9

Property Details

APN / Parcel Number

Primary APN4-8-33-9
Alternative APN
  • 04-0.8-33-000-000-009

Interior

Stories1 Story
Building Area3,550 sqft Finished Area
FlooringPlywood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area1,742,400 sqft (40 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOther

Location & Zoning

Street Address12395 CLAY LN
CityPLATO
StateMO
Zip65552-8953
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionNEQ SEQ E
Legal Range11
Legal Township33
Legal Section33
JurisdictionTEXAS MO
Township / Civil DivisionROUBIDOUX
Census Block Group3
Census Block3039
Census Tract480101

Owner

Source: Texas County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address12395 HIGHWAY FF, BUCYRUS, MO 65444-8964
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2021 · Amount on Record
Deed SaleJan 13, 2021 · Amount on Record
Prior SaleMar 8, 2006
Deed Document Number2021141
Deed Book / Page2021 / 141
Record UpdatedSep 20, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTEXAS MO
Recording DateJan 13, 2021
Property Address12395 CLAY LN, PLATO, MO 65552-8953
Document Number002021/141
Book / Page2021 / 141
Instrument DateJan 7, 2020
Instrument202100141
Transaction TypeTransfer
Record UpdatedDec 11, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 156, ROBY, MO 65557-0156
InvestorPossibly a Property Investor

Mortgage

Document Number0202100142
DateJan 13, 2021
Instrument202100142
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyTexas County
County SubdivisionRoubidoux Township
Unified School DistrictPlato R-V School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,931.00$53,220 (-)$283,420 (-) Land $14,970 Building $268,450
2023$53,220$283,420 Land $14,970 Building $268,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 63% of Missouri
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTEXAS COUNTY PWSD 1
serves 3,335 people · EPA ID MO4024606
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Splash Wireless Internet
Fixed Wireless
200 / 25
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
25 / 3
Brightspeed
DSL
10 / 1

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Clay Ln

Nearby Streets

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