Marion County property record for 12390 SE 176th Loop, Summerfield, FL 34491
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,259 sqft · built 2005 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $525,000 (May 2025) |
| Tax Bill | $3,763 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6270-001-031 |
| Primary APN | 6270-001-031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,259 sqft Living Area |
| Gross Area | 4,700 sqft |
| 1st Floor Area | 2,259 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 115 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 589 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 610 sqft |
| Porch | Vinyl Porch |
| Porch Area | 347 sqft |
| Patio Area | 285 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 12390 SE 176TH LOOP |
|---|---|
| City | SUMMERFIELD |
| State | FL |
| Zip | 34491-8063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SEC 31 TWP 17 RGE 24 PLAT BOOK 007 PAGE 142 EASTRIDGE AT STONECREST BLK A LOT 31 |
| Legal Range | 24E |
| Legal Township | 17S |
| Legal Section | 31 |
| Legal Subdivision | EASTRIDGE AT STONECREST |
| Legal Block | A |
| Legal Lot Number | 31 |
| Jurisdiction | MARION FL |
| Township / Civil Division | BELLEVIEW |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 706 |
Source: Marion County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 12390 SE 176TH LOOP, SUMMERFIELD, FL 34491-8063 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC |
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC |
| Jan 16, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Mar 30, 2020 · Amount on Record |
| Deed Document Number | 202572929 |
| Deed Book / Page | 8625 / 1049 |
| Prior Transfer Date | Dec 30, 2024 |
| Prior Transfer Doc | 0085160695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 12390 SE 176TH LOOP, SUMMERFIELD, FL 34491-8063 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 760, LADY LAKE, FL 32158-0760 |
| Document Number | 0075661334 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 7566/1334 |
| Instrument | 2021125503 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | LADY LAKE, FL 32158 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 12390 SE 176TH LOOP, SUMMERFIELD, FL 34491-8063 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12390 SE 176TH LOOP, SUMMERFIELD, FL 34491-8063 |
| Document Number | 0075661328 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 7566/1328 |
| Instrument | 2021125502 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | LADY LAKE, FL 32158 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Jan 16, 2025 |
| Property Address | 12390 SE 176TH LOOP, SUMMERFIELD, FL 34491-8063 |
| Document Number | 0085160695 |
| Book / Page | 8516 / 695 |
| Map Reference | MB 7 PG 142&143 |
| Instrument Date | Dec 30, 2024 |
| Instrument | 2025006714 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12390 SE 176TH LOOP, SUMMERFIELD, FL 34491-8063 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 12390 SE 176TH LOOP, SUMMERFIELD, FL 34491-8063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Mar 30, 2020 |
| Property Address | 12390 SE 176TH LOOP, SUMMERFIELD, FL 34491-8063 |
| Document Number | 0071630394 |
| Book / Page | 7163 / 394 |
| Map Reference | MB 7 PG 142&143 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 2020034744 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | FREEDOM T&E CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,834.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 BRONSON WAY APT 242, 1700, KALAMAZOO, MI 49009-1080 |
| Name | Verified Name |
|---|---|
| Address | 2174 ANTILLES CT, THE VILLAGES, FL 32163-6305 |
| Document Number | 0071630396 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 7163/0396 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,763.00 (+10.19%) | $251,826 (+5.99%) | $402,297 (+2.16%) Land $61,800 Building $340,497 |
| 2023 | $3,415.00 (+2.92%) Homeowner's exemption | $237,601 (+3%) Land $61,800 Building $175,801 | $393,789 (+12.35%) Land $61,800 Building $331,989 |
| 2022 | $3,318.00 Homeowner's exemption | $230,681 | $350,516 Land $51,900 Building $298,616 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST SIDE CONSOLIDATED public/private · serves 40,251 people · EPA ID FL3424897 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Zito Media Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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