1239 Spear Ave, Arcata, CA 95521 Property Records

Humboldt County property record for 1239 Spear Ave, Arcata, CA 95521

Property Summary

Property TypeSingle Family Home
Lot Size0.209 acres (9,146 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Mar 2005)
Tax Bill$5,398 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN507-091-035-000

Property Details

APN / Parcel Number

Primary APN507-091-035-000
Alternative APN
  • 50709135

Exterior

Lot Area9,146 sqft (0.209 acres)

Location & Zoning

Old Parcel Number50709135
Street Address1239 SPEAR AVE
CityARCATA
StateCA
Zip95521-4820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionPARCEL 2 PARCEL MAP 2535 BK 22 PM PG 128-129
Legal Lot Number1
JurisdictionHUMBOLDT CA
Township / Civil DivisionARCATA
Census Block Group3
Census Block3000
Census Tract1102

Owner

1239 Spear Ave is owned and occupied by two individuals who acquired it in March 2015.

Source: Humboldt County records, as of October 13, 2025

Owner of Record2 Individual Names on File
Mailing Address1239 SPEAR AVE, ARCATA, CA 95521-4820
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2005 · Amount on File
Deed SaleMar 3, 2005 · Amount on File
Prior SaleMar 3, 2005 · Amount on File
Deed Document Number0000706002
Last Transfer DateMar 17, 2015
Transfer Doc0000004960
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address1239 SPEAR AVE, ARCATA, CA 95521-4820
Document Number0000018047
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1239 SPEAR AVE ARCATA CA 955214820, ARCATA, CA 95521-4820

Mortgage

Document Number0000018047
DateOct 7, 2020
Instrument18047
Lender
NameLADERA LNDG
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1239 Spear Ave was $5,398.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
MunicipalityArcata City
Secondary School DistrictNorthern Humboldt Union High School District (09 - 12)
Elementary School DistrictPacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,398.00$487,853 Land $223,018 Building $264,835
2023$5,263.00 (+0.57%)$468,911 Land $214,359 Building $254,552
2022$5,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1239 Spear Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1239 Spear Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ARCATA
serves 18,857 people · EPA ID CA1210001
Water SourcePurchased groundwater from HUMBOLDT BAY MWD
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
2,300 / 2,300
Optimum
Cable
940 / 35
101Netlink
Fixed Wireless
100 / 20

May also be available: Verizon.

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