Chesapeake City property record for 1239 Lake Point Dr, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,418 sqft · built 1987 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $317,000 (Apr 2010) |
| Tax Bill | $4,414 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2023 Line of Credit + 2 more |
| APN | 0281021000380 |
| Primary APN | 0281021000380 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,418 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 936 sqft |
| Attic | Attic |
| Attic Area | 506 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,456 sqft (0.263 acres) |
| Lot Dimensions | 122 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 656 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1239 LAKE POINT DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-7431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 36 BAYBERRY FOREST PHASE 3 |
| Legal Subdivision | BAYBERRY PLACE,PH. 4A,WOODS,FOREST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20812 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1239 LAKE POINT DR, CHESAPEAKE, VA 23320-7431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2025 | Deed of Trust, Mortgage · Unknown DOLLAR BANK FSB |
| Feb 3, 2023 | Deed of Trust, Mortgage · Line of Credit DOLLAR BANK |
| May 9, 2019 | Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK |
| May 9, 2019 | Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2010 · Amount on Record |
| Deed Sale | Apr 7, 2010 · Amount on Record |
| Deed Book / Page | 8085 / 678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1239 LAKE POINT DR, CHESAPEAKE, VA 23320-7431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1239 LAKE POINT DR, CHESAPEAKE, VA 23320-7431 |
| Document Number | 010891/953 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 10891/953 |
| Instrument | 250020374 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | CANTON, OH 44711 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 275 Months |
| Due | Aug 27, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1239 LAKE POINT DR, CHESAPEAKE, VA 23320-7431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010636/19 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | 10636/19 |
| Instrument | 230002272 |
| Name | DOLLAR BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1239 LAKE POINT DR, CHESAPEAKE, VA 23320-7431 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10010/1123 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 10010/1123 |
| Instrument | 190010939 |
| Name | DOLLAR BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 1, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1239 LAKE POINT DR, CHESAPEAKE, VA 23320-7431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10010/1123 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 10010/1123 |
| Instrument | 190010939 |
| Name | DOLLAR BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 1, 2026 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,700 (+6.11%) Land $175,000 Building $288,700 | $463,700 (+6.11%) Land $175,000 Building $288,700 | |
| 2025 | $4,414.00 (+30.55%) | $437,000 (+10.02%) Land $165,000 Building $272,000 | $437,000 (+10.02%) Land $165,000 Building $272,000 |
| 2023 | $397,200 (+11.2%) Land $130,000 Building $267,200 | $397,200 (+11.2%) Land $130,000 Building $267,200 | |
| 2022 | $357,200 Land $115,000 Building $242,200 | $357,200 Land $115,000 Building $242,200 | |
| 2019 | $3,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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