1239 Curtiss Rd, Camden, NY 13316 Property Records

Oneida County and Camden Town property record for 1239 Curtiss Rd, Camden, NY 13316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,660 sqft · built 2018
Lot Size	12.3 acres (539,708 sqft)
Owner	2 Individual Names on File
Last Sale	$38,000 (Jun 1996)
Tax Bill	$4,608 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jan 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9240.5`

Property Details

APN / Parcel Number

Primary APN	`9240.5`
Alternative APNs	`308910700000010180050000` `303089 107.000-1-18.5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,660 sqft Living Area
1st Floor Area	1,860 sqft
2nd Floor Area	800 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	539,708 sqft (12.3 acres)
Lot Width	385 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9240.5
Street Address	1239 CURTISS RD
City	CAMDEN
State	NY
Zip	13316-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	MICKLE STOUT CURTISS RD HENDERSON COMBINED W/18.2
Legal Block	1
Legal Lot Number	18.005
Jurisdiction	ONEIDA NY
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1043
Census Tract	24500

Owner

1239 Curtiss Rd is owned and occupied by two individuals who bought it in June 1996.

Source: Oneida County and Camden Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1239 CURTISS RD, CAMDEN, NY 13316-5005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Jan 16, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PATHFINDER BK
Nov 6, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 1996 · Amount on File
Deed Sale	Jun 11, 1996 · Amount on File
Deed Book / Page	2741 / 187
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	1239 CURTISS RD, CAMDEN, NY 13316-5005
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9523
Date	Jun 8, 2021
Instrument	2021-009523

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ONEIDA NY
Recording Date	Jan 16, 2018
Property Address	1239 CURTISS RD, CAMDEN, NY 13316-5005
Instrument Date	Jan 12, 2018
Instrument	673
Transaction Type	Construction Loan
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1239 CURTISS RD CAMDEN NY 13316, CAMDEN, NY 13316

Mortgage

Document Number	0000000673
Date	Jan 16, 2018
Instrument	673

Lender

Name	PATHFINDER BK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 6, 2017
Property Address	1239 CURTISS RD, CAMDEN, NY 13316-5005
Document Number	0000016891
Instrument Date	Oct 26, 2017
Instrument	16891
Transaction Type	Transfer
Record Updated	Nov 24, 2017

Transaction

Amount	Amount on Record
Tax	$64.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 RIVER RD CAMDEN NY 133161107, CAMDEN, NY 13316-1107

Tax Assessment & Valuation

The 2026 property tax bill for 1239 Curtiss Rd was $4,608 with a veteran's exemption, up 0.2% from the year before.

Source: Oneida County and Camden Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Camden Town
Unified School District	Camden Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,608.00 (+0.24%) Veteran's exemption
2025	$4,597.00	$5,100 Land $400 Building $4,700	$318,750 Land $25,000 Building $293,750
2023		$4,900 (+8.89%) Land $400 Building $4,500	$266,304 (+24.28%) Land $21,739 Building $244,565
2022	$1,317.00 Veteran's exemption	$4,500 Land $400 Building $4,100	$214,286 Land $19,048 Building $195,238

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1239 Curtiss Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1239 Curtiss Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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