1239 Cedar Grove Rd, Winchester, VA 22603 Property Records

Frederick County property record for 1239 Cedar Grove Rd, Winchester, VA 22603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,793 sqft · built 1945
Lot Size	3.27 acres (142,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jun 2026)
Tax Bill	$1,981 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31A-9`

Property Details

APN / Parcel Number

Primary APN	`31A-9`
Alternative APN	`8005868`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,793 sqft Living Area
Gross Area	3,114 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	142,441 sqft (3.27 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8005868
Street Address	1239 CEDAR GROVE RD
City	WINCHESTER
State	VA
Zip	22603-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	3.27 ACRES
Legal Subdivision	2
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	2
Census Block	2003
Census Tract	50200

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1239 CEDAR GROVE RD, WINCHESTER, VA 22603-3018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed, Transfer · Conventional Mortgage EKKO TITLE
Sep 21, 2020	Grant Deed, Transfer · Conventional with PMI NEWREZ LLC
Jun 4, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
May 31, 2019	Grant Deed, Transfer · FHA Mortgage INTEGRITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Document Number	20266237
Prior Transfer Date	Jun 30, 2016
Prior Transfer Doc	0000006074
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 18, 2026
Property Address	1239 CEDAR GROVE RD, WINCHESTER, VA 22603-3018
Document Number	0000006237
Instrument Date	Jun 17, 2026
Instrument	20266237
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	EKKO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,025.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 CEDAR GROVE RD, WINCHESTER, VA 22603-3018

Mortgage

Document Number	0000006238,
Date	Jun 18, 2026
Instrument	20266238

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 21, 2020
Property Address	1239 CEDAR GROVE RD, WINCHESTER, VA 22603-3018
Document Number	0000012940
Instrument Date	Sep 18, 2020
Instrument	12940
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1239 CEDAR GROVE RD WINCHESTER VA 226033018, WINCHESTER, VA 22603-3018

Mortgage

Document Number	12941
Date	Sep 21, 2020
Instrument	12941

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1239 CEDAR GROVE RD, WINCHESTER, VA 22603-3018
Document Number	0000006894
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 CEDAR GROVE RD WINCHESTER VA 226033018, WINCHESTER, VA 22603-3018

Mortgage

Document Number	0000006894
Date	Jun 9, 2020
Instrument	6894

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	May 31, 2019
Property Address	1239 CEDAR GROVE RD, WINCHESTER, VA 22603-3018
Document Number	0000005196
Instrument Date	May 31, 2019
Instrument	5196
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 CEDAR GROVE RD WINCHESTER VA 226033018, WINCHESTER, VA 22603-3018

Mortgage

Document Number	5197
Date	May 31, 2019
Instrument	5197

Lender

Name	INTEGRITY HM MTG
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,981.00 (+10.42%)	$373,700 (-) Land $96,600 Building $277,100	$373,700 (-) Land $96,600 Building $277,100
2025	$1,794.00	$373,700 Land $96,600 Building $277,100	$373,700 Land $96,600 Building $277,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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