1239 Bertram St, Cedar Rapids, IA 52403 Property Records

Linn County property record for 1239 Bertram St, Cedar Rapids, IA 52403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1977
Lot Size	0.495 acres (21,544 sqft)
Owner	Individual Name on File
Last Sale	$8,720 (May 2012)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15343-83001-00000`

Property Details

APN / Parcel Number

Primary APN	`15343-83001-00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,544 sqft (0.495 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1239 BERTRAM ST
City	CEDAR RAPIDS
State	IA
Zip	52403-9018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERTRAM LOTS 1 THRU & TH PT STA GROUNDS BNG NW 20 SE 150 TH PT NW & ADJ MAIN TR OF NE 140 TH PT SW & ADJ ELY ST SE SW 34-83-6 LOT 6 BLOCK 29
Legal Range	6W
Legal Township	83N
Legal Section	34
Legal Subdivision	BERTRAM
Legal Block	29
Legal Lot Number	1
Jurisdiction	LINN IA
Township / Civil Division	BERTRAM
Census Block Group	2
Census Block	2046
Census Tract	10500

Owner

1239 Bertram St is owned and occupied by an individual who bought it in May 2012.

Source: Linn County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1239 BERTRAM ST, CEDAR RAPIDS, IA 52403-9018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2012 · Amount on File
Deed Sale	May 18, 2012 · Amount on File
Prior Sale	May 31, 2011
Deed Book / Page	8288 / 575
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1239 BERTRAM ST, CEDAR RAPIDS, IA 52403-9018
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 BERTRAM ST, CEDAR RAPIDS, IA 52403-9018

Mortgage

Document Number	1152191247
Date	Aug 21, 2023
Book Page	11521/91247

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 5, 2038

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1239 BERTRAM ST, CEDAR RAPIDS, IA 52403-9018
Document Number	0097780607
Book / Page	009778 / 000607
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 BERTRAM ST CEDAR RAPIDS IA 524039018, CEDAR RAPIDS, IA 52403-9018

Mortgage

Document Number	0097780607
Date	Mar 6, 2017
Book Page	009778/000607

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1239 Bertram St was $1,550.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bertram City
County	Linn County
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,000 (-) Land $23,100 Building $107,900	$131,000 (-) Land $23,100 Building $107,900
2025	$1,550.00	$131,000 Land $23,100 Building $107,900	$131,000 Land $23,100 Building $107,900
2024	$1,550.00
2023		$125,100 Land $23,100 Building $102,000	$125,100 Land $23,100 Building $102,000
2022	$1,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1239 Bertram St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (2008–2016)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 7 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1239 Bertram St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 69% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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