12389 Ter Bluff St, Riverview, FL 33579 Property Records

Hillsborough County property record for 12389 Ter Bluff St, Riverview, FL 33579

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,293 sqft · built 2024
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$407,800 (Apr 2024)
Tax Bill	$8,811 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0774363748`

Property Details

APN / Parcel Number

Primary APN	`0774363748`
Alternative APN	`U043120D0O000009000270`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,293 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Porch	Open Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0774363748
Street Address	12389 TERRACE BLUFF ST
City	RIVERVIEW
State	FL
Zip	33579-7772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RIDGEWOOD SOUTH LOT 27 BLOCK 9
Legal Block	9
Legal Lot Number	27
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	2
Census Block	2006
Census Tract	13915

Owner

Source: Hillsborough County records · APN 0774363748

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12389 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2024 · Amount on Record
Deed Sale	Apr 02, 2024 · Amount on Record
Deed Document Number	2024136216
Record Updated	Jun 08, 2026

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 02, 2024
Property Address	12389 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772
Document Number	0000136216
Map Reference	MB 144 PG 19
Instrument Date	Mar 28, 2024
Instrument	2024136216
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,854.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12389 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772

Mortgage

Document Number	0000136217
Date	Apr 02, 2024
Instrument	2024136217

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,811.00 (+292.12%)	$320,656 (+7,187.64%) Land $66,352 Building $254,304	$320,656 (+7,187.64%) Land $66,352 Building $254,304
2023	$2,247.00	$4,400 Land $4,400	$4,400 Land $4,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	2 (2023–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 430 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.