12389 220th Ave SE, Plummer, MN 56748 Property Records

Pennington County property record for 12389 220th Ave SE, Plummer, MN 56748

Property Summary

Property Type	Rural Home
Details	2,064 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,252 (2026)
Deeds & Mortgages	Aug 2018 Construction Loan May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-21.01505900`

Property Details

APN / Parcel Number

Primary APN	`R-21.01505900`
Alternative APN	`15506`

Interior

Building Area	2,064 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	15506
Street Address	12389 220TH AVE SE
City	PLUMMER
State	MN
Zip	56748-9643
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECT-15 TWP-152 RANGE-042 2.00 AC 2 A IN THE SE1/NE1/4
Legal Range	42
Legal Township	152
Legal Section	15
Jurisdiction	PENNINGTON MN
Township / Civil Division	WYANDOTTE
Census Block Group	1
Census Block	1133
Census Tract	90100

Owner

12389 220th Ave SE, a rural home, is owned and occupied by two individuals.

Source: Pennington County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12389 220TH AVE SE, PLUMMER, MN 56748-9643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · Construction Mortgage NORTHERN STATE BANK OF THIEF RIVER FALLS
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Aug 6, 2018	Deed of Trust, Mortgage · Construction Mortgage NORTHERN STATE BANK OF THIEF RIVER FALLS
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENNINGTON MN
Property Address	12389 220TH AVE SE, PLUMMER, MN 56748-9643
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213238
Date	Aug 6, 2018
Instrument	213238

Lender

Name	NORTHERN STATE BANK OF THIEF RIVER FALLS
Type	Bank
Address	THIEF RIVER FALLS, MN 56701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	71 Months
Due	Jul 1, 2024

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENNINGTON MN
Property Address	12389 220TH AVE SE, PLUMMER, MN 56748-9643
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	STEWART TITLE/MINNESOTA, STEWART TITLE OF MINNESOTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217443
Date	May 8, 2020
Instrument	217443

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENNINGTON MN
Property Address	12389 220TH AVE SE, PLUMMER, MN 56748-9643
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	213238
Date	Aug 6, 2018
Instrument	213238

Lender

Name	NORTHERN STATE BANK OF THIEF RIVER FALLS
Type	Bank
Address	THIEF RIVER FALLS, MN 56701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	71 Months
Due	Jul 1, 2024

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENNINGTON MN
Property Address	12389 220TH AVE SE, PLUMMER, MN 56748-9643
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	STEWART TITLE OF MINNESOTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	217443
Date	May 8, 2020
Instrument	217443

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 12389 220th Ave SE was $3,252, up 0.1% from the year before.

Source: Pennington County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pennington County
County Subdivision	Wyandotte Township
Unified School District	Red Lake County Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,252.00 (+0.12%)
2025	$3,248.00	$380,700 Land $28,400 Building $352,300	$380,700 Land $28,400 Building $352,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12389 220th Ave SE in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2006–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12389 220th Ave SE is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 83% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Garden Valley Technologies Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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