12388 Erstein Valley, Selma (Schertz), TX 78154 Property Records

Bexar County property record for 12388 Erstein Valley, Selma, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,320 sqft · built 2017
Lot Size	0.147 acres (6,388 sqft)
Owner	Individual Name on Record
Last Sale	$298,900 (Feb 2024)
Tax Bill	$191 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05057-301-0530`

Property Details

APN / Parcel Number

Primary APN	`05057-301-0530`
Alternative APN	`1268127`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,320 sqft Living Area
Gross Area	2,719 sqft
1st Floor Area	1,335 sqft
2nd Floor Area	985 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Material	Asphalt
Lot Area	6,388 sqft (0.147 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12388 ERSTEIN VLY
City	SELMA
State	TX
Zip	78154-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5057C (RHINE VALLEY UT-4), BLOCK 1 LOT 53 2018-CREATED PER PLAT 9713/57-65 FILED 03-15-2017
Legal Subdivision	CB 5057C (RHINE VALLEY UT-4)
Legal Block	1
Legal Lot Number	53
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	1
Census Block	1044
Census Tract	131601

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12388 ERSTEIN VLY, SELMA, TX 78154-3735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · VA Mortgage ARMED FORCES BANK NA
Feb 1, 2024	Vendor's Lien, Transfer · VA Mortgage ARMED FORCES BANK NA
Jan 17, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Jan 17, 2018 · Amount on Record
Deed Document Number	202419341
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	12388 ERSTEIN VLY, SELMA, TX 78154-3735
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12388 ERSTEIN VLY, SELMA, TX 78154-3735

Mortgage

Document Number	0000231833
Date	Dec 12, 2025
Instrument	20250231833

Lender

Name	ARMED FORCES BANK NA
Type	Bank
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Feb 1, 2024
Property Address	12388 ERSTEIN VLY, SELMA, TX 78154-3735
Document Number	0000019341
Map Reference	VOL 9713 PG 57-59
Instrument Date	Feb 1, 2024
Instrument	20240019341
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12388 ERSTEIN VLY, SELMA, TX 78154-3735

Mortgage

Document Number	0000019342
Date	Feb 1, 2024
Instrument	20240019342

Lender

Name	ARMED FORCES BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEXAR TX
Recording Date	Jan 17, 2018
Property Address	12388 ERSTEIN VLY, SELMA, TX 78154-3735
Document Number	0000007712
Book / Page	18943 / 0077
Map Reference	VOL9713 PG57-59
Instrument Date	Jan 15, 2018
Instrument	20180007712
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2021
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12388 ERSTEIN VALEY, SELMA, TX 78154-3735

Mortgage

Document Number	0000007713
Date	Jan 17, 2018
Instrument	20180007713

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$349,790 (-7.16%) Land $49,890 Building $299,900	$349,790 (-7.16%) Land $49,890 Building $299,900
2024	$191.00 (-91.21%)
2023	$2,174.00 (-68.9%) Homeowner's exemption	$376,760 Land $49,890 Building $326,870	$376,760 Land $49,890 Building $326,870
2022	$6,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	33 (1997–2009)
Claims Outside the SFHA	13 of 33
Most Recent Claim	Oct 2009 · rainfall accumulation
Claims by Event	Flooding 10/18/98, Oct 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50

May also be available: Alamo Broadband.

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