12385 Phlox Ct, De Witt, MI 48820 Property Records

Clinton County property record for 12385 Phlox Ct, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 2024
Lot Size	0.468 acres (20,390 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Nov 2023)
Tax Bill	$3,111 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Nov 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-210-000-235-00`

Property Details

APN / Parcel Number

Primary APN	`150-210-000-235-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	20,390 sqft
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	168 sqft
Balcony Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12385 PHLOX CT
City	DEWITT
State	MI
Zip	48820-6800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 235 OF PHASE 10, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-57 FOR 2022 ROLL)
Legal Range	03W
Legal Township	05N
Legal Section	12
Legal Subdivision	LAKESIDE PRESERVE NO 10
Legal Phase	10
Legal Lot Number	235
Legal Unit	2
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2012
Census Tract	10300

Owner

Source: Clinton County records · APN 150-210-000-235-00

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12385 PHLOX CT, DEWITT, MI 48820-6800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Nov 03, 2023	Warranty Deed, Construction Loan · Construction Mortgage THE DART BANK
Nov 01, 2023	Warranty Deed, Transfer BELL TITLE AGENCY/HASTINGS, BELL TTL AGCY OF EAST LENSIN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2023 · Amount on Record
Deed Sale	Nov 03, 2023 · Amount on Record
Prior Sale	Nov 01, 2023 · Amount on Record
Deed Document Number	20235339893
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12385 PHLOX CT, DEWITT, MI 48820-6800
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12385 PHLOX CT, DEWITT, MI 48820-6800

Mortgage

Document Number	0005353477
Date	Apr 23, 2025
Instrument	5353477

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

November 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 03, 2023
Property Address	12385 PHLOX CT, DEWITT, MI 48820-6800
Document Number	0005339893
Map Reference	LB 11 PG 52
Instrument Date	Nov 03, 2023
Instrument	5339893
Transaction Type	Construction Loan
Record Updated	Feb 26, 2026
Title Company	BELL TITLE AGENCY/HASTINGS, BELL TTL AGCY OF EAST LANSIN

Transaction

Amount	Amount Recorded
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 KENDALE BLVD STE 200, 200, EAST LANSING, MI 48823-2076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 LAKE RIDGE DR, MASON, MI 48854-8327

Mortgage

Document Number	0005339894
Date	Nov 03, 2023
Instrument	5339894

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Sep 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2031
Change Frequency	6 Months
Min Rate At Change	6.99%
Max Rate At Change	11.9%
Index	SOFR Average 30-Day
Max Rate	11.9%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 01, 2023
Property Address	12385 PHLOX CT, DEWITT, MI 48820-6800
Document Number	0005339780
Map Reference	LB 11 PG 52
Instrument Date	Oct 31, 2023
Instrument	5339780
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	BELL TITLE AGENCY/HASTINGS, BELL TTL AGCY OF EAST LENSIN

Transaction

Amount	Amount Recorded
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2422 JOLLY RD STE 200, 200, OKEMOS, MI 48864-3690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 KENDALE BLVD STE 200, 200, EAST LANSING, MI 48823-2076
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,150 (+10.47%) Land $45,650 Building $281,500	$654,300 (+10.47%) Land $91,300 Building $563,000
2025	$3,111.00 (+109.92%) Homeowner's exemption	$296,150 (+720.36%) Land $43,150 Building $253,000	$592,300 (+720.36%) Land $86,300 Building $506,000
2024	$1,482.00 (+1,166.67%)
2023	$117.00	$36,100	$72,200
2022	$117.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Frontier, WOW Internet, Cable & Phone.

Based on FCC filings for 61 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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