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12385 Holly Rd, Ridgely, MD 21660 Property Records

Caroline County property record for 12385 Holly Rd, Ridgely, MD 21660

Property Summary

Property TypeRural Home
Details1.5 ba · 1,984 sqft · built 2023
Lot Size150 acres (6,563,185 sqft)
Owner2 Company Names on File
Last Sale$1,920,000 (Apr 2021)
Tax Bill$6,701 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-015992

Property Details

APN / Parcel Number

Primary APN07-015992
Alternative APNs
  • 7015992
  • 015992

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,984 sqft Total Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialLogs
Roof MaterialMetal
Lot Area6,563,185 sqft (150 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area1,440 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchSlab
Shed1 Shed
Shed Area4,000 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number015992
Street Address12385 HOLLY RD
CityRIDGELY
StateMD
Zip21660-1665
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR
Legal Description150.67 ACRES SE/S HOLLY ROAD SW OF GREENSBORO
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group1
Census Block1045
Census Tract955201

Owner

Source: Caroline County records · APN 07-015992

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12385 HOLLY RD, RIDGELY, MD 21660-1665
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Commercial Mortgage
MIDATLANTIC FARM CREDIT ACA
Apr 27, 2021Deed, Transfer · Stand-Alone First Mortgage
MIDATLANTIC FARM CREDIT ACA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2021 · Amount on Record
Deed SaleApr 27, 2021 · Amount on Record
Deed Book / Page1488 / 85
Prior Transfer DateNov 19, 2013
Prior Transfer Doc0010920353
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Property Address12313 HOLLY RD, RIDGELY, MD 21660
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015630123
DateMar 23, 2022
Book Page1563/123
Lender
NameMIDATLANTIC FARM CREDIT ACA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE MD
Recording DateApr 27, 2021
Property Address12313 HOLLY RD, RIDGELY, MD 21660
Document Number0014880085
Book / Page1488 / 85
Instrument DateApr 19, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyEASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25019 HARRINGTON RD, GREENSBORO, MD 21639-1554

Mortgage

Document Number0000148892
DateApr 27, 2021
Instrument1488/92
Lender
NameMIDATLANTIC FARM CREDIT ACA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$656,533 (+6.09%)$694,200 (-) Land $99,200 Building $595,000
2025$6,701.00 (+1,506.95%) Homeowner's exemption$618,867 (+1,520.07%)$694,200 (+1,717.28%) Land $99,200 Building $595,000
2023$417.00$38,200 Land $38,200$38,200 Land $38,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (24011C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119552011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Cell Coverage

5G and 4G LTE (outdoors only)

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