McDonald County property record for 12385 E State Hwy 76, Stella, MO 64867
| Property Type | Single Family Home |
|---|---|
| Details | 2,724 sqft · built 2001 |
| Lot Size | 18.8 acres (818,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $452,086 (Jun 2025) |
| Tax Bill | $1,229 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jun 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-7.0-25-000-000-007.002 |
| Primary APN | 03-7.0-25-000-000-007.002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,724 sqft Adjusted Area |
| 1st Floor Area | 1,744 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 818,928 sqft (18.8 acres) |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Utility Building | 224 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12385 E STATE HIGHWAY 76 |
|---|---|
| City | STELLA |
| State | MO |
| Zip | 64867-8291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG. AT THE SW COR SE 1/4 NW 1/4 TH N 241' AND 5 TH 60.5 E 247'TH N 330' TH W ETC |
| Legal Range | 31W |
| Legal Township | 23N |
| Legal Section | 25 |
| Jurisdiction | MCDONALD MO |
| Township / Civil Division | ELK HORN |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 70102 |
12385 E State Hwy 76 is owned and occupied by an individual who acquired it in November 2025.
Source: McDonald County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12385 E STATE HIGHWAY 76, STELLA, MO 64867-8291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Nov 13, 2025 | Intrafamily Transfer, Transfer |
| Jun 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Feb 20, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on File |
| Deed Sale | Jun 9, 2025 · Amount on File |
| Prior Sale | Feb 20, 2018 |
| Deed Document Number | 20251626 |
| Deed Book / Page | 2025 / 1538 |
| Last Transfer Date | Nov 6, 2025 |
| Transfer Doc | 02025/3324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDONALD MO |
| Recording Date | Nov 13, 2025 |
| Property Address | 12385 E STATE HIGHWAY 76, STELLA, MO 64867-8291 |
| Document Number | 02025/3324 |
| Book / Page | 2025 / 3324 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 202503531 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12385 E STATE HIGHWAY 76, STELLA, MO 64867-8291 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDONALD MO |
| Recording Date | Jun 9, 2025 |
| Property Address | 12385 E STATE HIGHWAY 76, STELLA, MO 64867-8291 |
| Document Number | 02025/1538 |
| Book / Page | 2025 / 1538 |
| Instrument Date | Jun 4, 2025 |
| Instrument | 202501626 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12385 E STATE HIGHWAY 76, STELLA, MO 64867-8291 |
| Document Number | 0202501627 |
|---|---|
| Date | Jun 9, 2025 |
| Instrument | 202501627 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDONALD MO |
| Recording Date | Feb 20, 2018 |
| Property Address | 12385 E STATE HIGHWAY 76, STELLA, MO 64867-8291 |
| Document Number | 02018/0426 |
| Book / Page | 2018 / 0426 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 70 DAVIS RD, STELLA, MO 64867-8043 |
Source: McDonald County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | McDonald County |
| Unified School District | McDonald County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,820 (-) | $154,780 (-) Land $13,230 Building $141,550 | |
| 2025 | $1,229.00 (+8.57%) | $28,820 (+8.31%) | $154,780 (+8.28%) Land $13,230 Building $141,550 |
| 2024 | $1,132.00 (+0.09%) | ||
| 2023 | $1,131.00 | $26,610 | $142,950 Land $12,730 Building $130,220 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12385 E State Hwy 76 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12385 E State Hwy 76 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MC DONALD COUNTY PWSD 2 serves 1,500 people · EPA ID MO5021113 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Le-Ru Telephone Company DSL | 25 / 3 |
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