12385 Co Rd 391, Holts Summit, MO 65043 Property Records

Callaway County property record for 12385 Co Rd 391, Holts Summit, MO 65043

Property Summary

Property TypeRural Home
Details2.5 ba · 1,956 sqft · built 1972
Lot Size16.3 acres (712,642 sqft)
OwnerCompany Name on File
Tax Bill$1,970 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Sale
APN27-02.0-04.0-00-000-001.002

Property Details

APN / Parcel Number

Primary APN27-02.0-04.0-00-000-001.002
Alternative APN
  • 2702004000000000000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,956 sqft Living Area
1st Floor Area1,086 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleConventional
Construction TypeFrame
Roof TypeGeodesic/Dome
Roof MaterialFiberglass
Lot Area712,642 sqft (16.3 acres)
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area140 sqft
Shed1 Shed
Shed Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Account Number2702004000000001002
Street Address12385 COUNTY ROAD 391
CityHOLTS SUMMIT
StateMO
Zip65043-1608
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPT SE 1/4 SE /14 = PT TRACT 1 S6/586
Legal Range11W
Legal Township44N
Legal Section04
Legal Tract1
JurisdictionCALLAWAY MO
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1056
Census Tract70800

Owner

12385 Co Rd 391, a rural home, is owned by a company that acquired it in August 2024.

Source: Callaway County records, as of March 23, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 760, ASHLAND, MO 65010-0760
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · Stand-Alone First Mortgage
FIRST MIDWEST BANK
Nov 23, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2021
Deed SaleJun 21, 2021
Prior SaleNov 23, 2020 · Amount on File
Deed Document Number20214792
Deed Book / Page493 / 350
Last Transfer DateAug 20, 2024
Transfer Doc0000004219
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address12385 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1608
Transaction TypeMortgage
Record UpdatedMar 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000245/539
DateNov 23, 2020
Book Page245/539
Instrument202008500
Lender
NameFIRST MIDWEST BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionCALLAWAY MO
Recording DateNov 23, 2020
Property Address12385 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1608
Document Number489/65
Book / Page489 / 65
Instrument DateNov 20, 2020
Instrument202008498
Transaction TypeTransfer
Record UpdatedDec 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7108 ROUTE M, JEFFERSON CITY, MO 65101-9541

Tax Assessment & Valuation

The 2025 property tax bill for 12385 Co Rd 391 was $1,970, up 0.1% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCallaway County
MunicipalityJefferson City
Unified School DistrictJefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,970.00 (+0.05%)$31,252 (-)$169,510 (-)
2024$1,969.00 (+0.05%)$31,252 (-)$169,510 (-)
2023$1,968.00 (+12.71%)$31,252 (+12.7%)$169,510
2022$1,746.00$27,731 Land $1,537 Building $26,194
2021$151,280 Land $9,310 Building $141,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 12385 Co Rd 391; there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1995–1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12385 Co Rd 391 is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 45% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALLAWAY COUNTY PWSD 1
serves 9,840 people · EPA ID MO3024084
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Callabyte
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
FireServe
Fixed Wireless · not low latency
100 / 50
T-Mobile
Fixed Wireless
100 / 20
Mediacom Xtream
Fixed Wireless
100 / 20

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