12384 Spreading Oak Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 12384 Spreading Oak Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,033 sqft · built 1989
Lot Size	0.505 acres (21,986 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Mar 2004)
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Sep 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0866-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0866-0010`
Alternative APNs	`00297342` `297342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,033 sqft Living Area
Gross Area	2,981 sqft
1st Floor Area	2,033 sqft
Utility Area	80 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,986 sqft (0.505 acres)
Lot Dimensions	185 ft deep x 146 ft wide
Garage Type	Attached
Garage Area	483 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	1,379 sqft
Deck Area	120 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00297342
Street Address	12384 SPREADING OAK DR
City	SPRING HILL
State	FL
Zip	34609-4066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 866 LOT 1
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	866
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1029
Census Tract	40907

Owner

12384 Spreading Oak Dr is owned and occupied by an individual who acquired it in September 2024.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	12384 SPREADING OAK DR, SPRING HILL, FL 34609-4066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2004 · Amount on File
Deed Sale	Mar 9, 2004 · Amount on File
Prior Sale	May 7, 1996 · Amount on File
Deed Book / Page	1803 / 458
Last Transfer Date	Sep 17, 2024
Transfer Doc	0044731885
Record Updated	Jun 8, 2026

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Sep 25, 2024
Property Address	12384 SPREADING OAK DR, SPRING HILL, FL 34609-4066
Document Number	0044731885
Book / Page	4473 / 1885
Map Reference	MB 8 PG 84-100
Instrument Date	Sep 17, 2024
Instrument	2024059978
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12384 SPREADING OAK DR, SPRING HILL, FL 34609-4066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12384 SPREADING OAK DR, SPRING HILL, FL 34609-4066

Tax Assessment & Valuation

The 2025 property tax bill for 12384 Spreading Oak Dr was $2,026.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,026.00	$137,952	$318,804 Land $61,781 Building $257,023
2023		$130,159 Land $130,159
2022	$1,299.00		$316,519 Land $52,766 Building $263,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12384 Spreading Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12384 Spreading Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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