Mille Lacs County property record for 12384 Rolling Ridge Rd, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,288 sqft · built 1990 |
| Lot Size | 1.01 acres (44,368 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (May 2024) |
| Tax Bill | $2,246 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-120-0230 |
| Primary APN | 11-120-0230 |
|---|
| Building Area | 1,288 sqft Living Area |
|---|
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 44,368 sqft (1.01 acres) |
| Garage Type | Mixed |
| Garage Area | 1,048 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 12384 ROLLING RIDGE RD |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 23 |
| Legal Subdivision | BIG EDDY ACRES |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 170500 |
12384 Rolling Ridge Rd is owned and occupied by two individuals who bought it in May 2024.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12384 ROLLING RIDGE RD, MILACA, MN 56353-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MINNCO CU |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MINNCO CU |
| Feb 8, 2019 | Affidavit, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Feb 8, 2019 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on File |
| Deed Sale | May 17, 2024 · Amount on File |
| Prior Sale | May 10, 2024 · Amount on File |
| Deed Document Number | 2024441036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 12384 ROLLING RIDGE RD, MILACA, MN 56353-3704 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | A428177 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | A428177 |
| Name | MINNCO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 15, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 12384 ROLLING RIDGE RD, MILACA, MN 56353-3704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A421117 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | A421117 |
| Name | MINNCO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 8, 2019 |
| Property Address | 12384 ROLLING RIDGE RD, MILACA, MN 56353-3704 |
| Document Number | A410278 |
| Instrument Date | Feb 5, 2019 |
| Instrument | A410278 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32010 125TH ST NW, PRINCETON, MN 55371-3330 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 8, 2019 |
| Property Address | 12384 ROLLING RIDGE RD, MILACA, MN 56353-3704 |
| Document Number | A410280 |
| Instrument Date | Feb 5, 2019 |
| Instrument | A410280 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12384 ROLLING RIDGE RD, MILACA, MN 56353-3704 |
| Document Number | 000A410282 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | A410282 |
| Name | WATERSTONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 12384 Rolling Ridge Rd was $2,246.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milaca Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,246.00 | $252,600 (+6.81%) Land $86,000 Building $166,600 | $252,600 (+6.81%) Land $86,000 Building $166,600 |
| 2025 | $236,500 Land $77,000 Building $159,500 | $236,500 Land $77,000 Building $159,500 | |
| 2023 | $2,202.00 | $245,300 Land $41,000 Building $204,300 | $245,300 Land $41,000 Building $204,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12384 Rolling Ridge Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12384 Rolling Ridge Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures