12384 NE 48th Cir, Oxford, FL 34484 Property Records

Sumter County property record for 12384 NE 48th Cir, Oxford, FL 34484

Property Summary

Property Type	Single Family Home
Details	2,167 sqft · built 2013
Lot Size	0.174 acres (7,600 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jul 2017)
Tax Bill	$2,309 (2024)
Deeds & Mortgages	May 2021 Line of Credit Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`D09M037`

Property Details

APN / Parcel Number

Primary APN	`D09M037`
Alternative APN	`1009876`

Interior

Building Area	2,167 sqft Heated Area

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Construction Type	Steel Frame
Lot Area	7,600 sqft (0.174 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	304 sqft

Location & Zoning

Account Number	1009876
Street Address	12384 NE 48TH CIR
City	OXFORD
State	FL
Zip	34484-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 & 38 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F
Legal Range	23E
Legal Township	18S
Legal Section	09
Legal Subdivision	VILLAGES OF PARKWOOD
Legal Lot Number	37 38
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2020
Census Tract	911703

Owner

12384 NE 48th Cir is owned and occupied by two individuals who bought it in July 2017.

Source: Sumter County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12384 NE 48TH CIR, OXFORD, FL 34484-9600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC
Jul 25, 2017	Warranty Deed, Transfer BRICK CITY TITLE INSURANCE COMPANY INC, BRICK CTY TITLE INSURANCE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Prior Sale	Feb 3, 2016 · Amount on File
Deed Document Number	201760024596
Deed Book / Page	3286 / 0082
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	12384 NE 48TH CIR, OXFORD, FL 34484-9600
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12384 NE 48TH CIR, OXFORD, FL 34484-9600

Mortgage

Document Number	0039950472
Date	May 5, 2021
Book Page	3995/472
Instrument	202160025089

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	THE VILLAGES, FL 32162

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jul 25, 2017
Property Address	12384 NE 48TH CIR, OXFORD, FL 34484-9600
Document Number	0032860082
Book / Page	003286 / 000082
Instrument Date	Jul 19, 2017
Instrument	60024596
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	BRICK CITY TITLE INSURANCE COMPANY INC, BRICK CTY TITLE INSURANCE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$1,470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12384 NE 48TH CIR OXFORD FL 344849600, OXFORD, FL 34484-9600

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,920	$279,590 Land $18,470 Building $261,120
2024	$2,309.00 (+11.65%)
2023	$2,068.00 (+2.89%) Additional exemption filed	$187,690 (+3%)	$269,270 (+18.81%) Land $18,470 Building $250,800
2022	$2,010.00 Homeowner's exemption	$182,230	$226,630 Land $18,470 Building $208,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12384 NE 48th Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12384 NE 48th Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on NE 48th Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures