Pine County property record for 12382 Pine Ridge Rd, Finlayson, MN 55735
| Property Type | Single Family Home |
|---|---|
| Details | 211 sqft · built 2015 |
| Lot Size | 7.39 acres (322,300 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $592 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 27.5170.000 |
| Primary APN | 27.5170.000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 211 sqft Living Area |
| Gross Area | 192 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Rustic |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 322,300 sqft (7.39 acres) |
| Lot Width | 54 ft Width |
| Garage Area | 1,536 sqft |
| Driveway | Driveway |
| Driveway Area | 128 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 12382 PINE RIDGE RD |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-08 TWP-043 RANGE-021 PINE RIVER RIDGE LOT-010 BLOCK-001 7.40 AC MICRO #436538 7.40 AC MICRO #436538 |
| Legal Range | 021 |
| Legal Township | 043 |
| Legal Section | 08 |
| Legal Subdivision | PINE RIVER RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | PINE MN |
| Township / Civil Division | PINE LAKE |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 950200 |
Source: Pine County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13831 GLADIOLA WAY, SAINT PAUL, MN 55124-5001 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 12382 PINE RIDGE RD, FINLAYSON, MN 55735 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000572223 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 572223 |
| Name | NORTHVIEW BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 16, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Pine Lake Township |
| Unified School District | Hinckley-Finlayson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,100 (+20.99%) Land $67,200 Building $27,900 | $95,100 (+20.99%) Land $67,200 Building $27,900 | |
| 2025 | $592.00 (+44.39%) | ||
| 2023 | $410.00 | $78,600 Land $49,800 Building $28,800 | $78,600 Land $49,800 Building $28,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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