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12380 Bean Rd, Chardon, OH 44024 Property Records

Geauga County property record for 12380 Bean Rd, Chardon, OH 44024

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,894 sqft · built 1964
Lot Size1.6 acres (69,696 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Dec 2024)
Tax Bill$2,876 (2025)
Deeds & MortgagesNov 2025 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN21-123960

Property Details

APN / Parcel Number

Primary APN21-123960
Alternative APN
  • 004238-0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,894 sqft Living Area
1st Floor Area1,894 sqft
Basement Area1,894 sqft
Unfinished Basement1,894 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area69,696 sqft (1.6 acres)
TerrainRolling
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number004238-0
Street Address12380 BEAN RD
CityCHARDON
StateOH
Zip44024-9099
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 TR 3
Legal SubdivisionMUNSON 03
Legal Tract3
Legal Lot Number29
JurisdictionGEAUGA OH
Township / Civil DivisionMUNSON
Census Block Group3
Census Block3002
Census Tract310800

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12380 BEAN RD, CHARDON, OH 44024-9099
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · VA Mortgage
EMORTGAGE FUNDING LLC
May 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2024 · Amount on Record
Deed SaleDec 19, 2024 · Amount on Record
Prior SaleJan 16, 2003 · Amount on Record
Deed Document Number20241029734
Deed Book / Page2195 / 806
Prior Transfer DateJun 28, 2001
Prior Transfer Doc0000605022
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address12380 BEAN RD, CHARDON, OH 44024-9099
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12380 BEAN RD, CHARDON, OH 44024-9099

Mortgage

Document Number0022112607
DateNov 17, 2025
Book Page2211/2607
Instrument202501040965
Lender
NameEMORTGAGE FUNDING LLC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address12380 BEAN RD, CHARDON, OH 44024-9099
Document Number0020703475
Instrument DateMay 10, 2019
Transaction TypeMortgage
Record UpdatedJun 3, 2019
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address12380 BEAN RD CHARDON OH 440249099, CHARDON, OH 44024-9099

Mortgage

Document Number0020703475
DateMay 15, 2019
Book Page002070/003475
Instrument949136
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 14, 2034

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
County SubdivisionMunson Township
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,876.00 (-25.93%)$79,600 (-) Land $13,620 Building $65,980
2024$3,883.00 (+5.66%) Homeowner's exemption$79,600 (-) Land $13,620 Building $65,980
2023$3,675.00 (+4.55%) Homeowner's exemption$79,600 (+27.97%) Land $13,620 Building $65,980$227,400 (+27.97%) Land $38,900 Building $188,500
2022$62,200 Land $11,410 Building $50,790
2021$3,515.00
2020$177,700 Land $32,600 Building $145,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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