1238 State St, Dekalb, IL 60115 Property Records

DeKalb County property record for 1238 State St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.101 acres (4,416 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Nov 2020)
Tax Bill	$3,856 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-278-048`

Property Details

APN / Parcel Number

Primary APN	`08-23-278-048`

Exterior

Lot Area	4,416 sqft (0.101 acres)

Location & Zoning

Account Number	0823278048
Street Address	1238 STATE ST
City	DEKALB
State	IL
Zip	60115-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5-B - FINNANS STATE STREET RESUBDIVISION OF LOT 5
Legal Subdivision	FINNANS STATE STREET RESUBDIVISION
Legal Lot Number	5-B,5
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3016
Census Tract	800

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1238 STATE ST, DEKALB, IL 60115-3545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NAT'L BK
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	202011573
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 4, 2020
Property Address	1238 STATE ST, DEKALB, IL 60115-3545
Document Number	0000011573
Instrument Date	Nov 4, 2020
Instrument	11573
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1238 STATE ST DEKALB IL 601153545, DEKALB, IL 60115-3545

Mortgage

Document Number	11574
Date	Nov 4, 2020
Instrument	11574

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 12, 2018
Property Address	1238 STATE ST, DEKALB, IL 60115-3545
Document Number	0000005595
Instrument Date	Jun 1, 2018
Instrument	5595
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	STARCK TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 DEVONSHIRE DR DEKALB IL 60115, DEKALB, IL 60115

Mortgage

Document Number	5597
Date	Jun 12, 2018
Instrument	5597

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Mortgage

Document Number	7709,
Date	Jun 12, 2018
Instrument	7709

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,485 (+25.6%) Land $5,270 Building $55,215	$181,455 (+25.6%) Land $15,810 Building $165,645
2024	$3,856.00
2023		$48,158 Land $4,196 Building $43,962	$144,474 Land $12,588 Building $131,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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