1238 Saddle Back Ln, Porter (Chesterton), IN 46304 Property Records

Porter County property record for 1238 Saddle Back Ln, Porter, IN 46304

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,638 sqft · built 2006
Lot Size	0.06 acres (2,657 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jul 2025)
Tax Bill	$4,646 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-03-26-277-038.000-026`

Property Details

APN / Parcel Number

Primary APN	`64-03-26-277-038.000-026`
Alternative APNs	`11000012426` `00000956551`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area

Exterior

Year Built	Built 2006
Architectural Style	Row End or Row Middle
Construction Type	Wood
Roof Material	Asphalt
Lot Area	2,657 sqft (0.06 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000956551
Street Address	1238 SADDLE BACK LN
City	PORTER
State	IN
Zip	46304-3542
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	REPLAT OF LOTS IN SUMMER TREE PUD S26.75 N133.35 LOT G .061A TIF
Legal Subdivision	SUMMER TREE PUD
Legal Lot Number	G
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	3
Census Block	3022
Census Tract	50302

Owner

1238 Saddle Back Ln, a condominium, is owned and occupied by an individual who bought it in July 2025.

Source: Porter County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1238 SADDLE BACK LN, PORTER, IN 46304-3542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 29, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Aug 3, 2022 · Amount on File
Deed Document Number	2025-011015
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Aug 3, 2022
Property Address	1238 SADDLE BACK LN, PORTER, IN 46304-3542
Document Number	0000017001
Instrument Date	Jul 20, 2022
Instrument	2022-017001
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 SADDLE BACK LN, CHESTERTON, IN 46304-3542

Mortgage

Document Number	0000017002
Date	Aug 3, 2022
Instrument	2022-017002

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Jun 29, 2017
Property Address	1238 SADDLE BACK LN, PORTER, IN 46304-3542
Document Number	0000016651
Instrument Date	Jun 26, 2017
Instrument	2017-016651
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 SADDLE BACK LN, CHESTERTON, IN 46304-3542

Mortgage

Document Number	0000016652
Date	Jun 29, 2017
Instrument	2017-016652

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Westchester Township
Municipality	Porter Town
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$211,200 Land $8,200 Building $203,000	$211,200 Land $8,200 Building $203,000
2024	$4,646.00 (+4.43%)
2023	$4,449.00 (+172.94%)	$199,700 Land $6,100 Building $193,600	$199,700 Land $6,100 Building $193,600
2022	$1,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1238 Saddle Back Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1238 Saddle Back Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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