1238 Rock Spring Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1238 Rock Spring Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,225 sqft · built 1998
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,796 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A972000016`

Property Details

APN / Parcel Number

Primary APN	`A972000016`
Alternative APN	`2-0060-7457-00-0016.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,225 sqft Living Area
Gross Area	3,981 sqft
1st Floor Area	2,225 sqft
Basement Area	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	124 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972000016
Street Address	1238 ROCK SPRING DR
City	O FALLON
State	MO
Zip	63366-5579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	GLENMARO #1 LOT 16
Legal Subdivision	GLENMARO #1
Legal Lot Number	16
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2006
Census Tract	311737

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1238 ROCK SPRING DR, O FALLON, MO 63366-5579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Jul 10, 2020	Correction Deed, Transfer ARCH CITY TITLE
Jul 10, 2020	Quit Claim Deed, Transfer ARCH CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020
Deed Sale	Jul 10, 2020
Prior Sale	Dec 9, 2013 · Amount on Record
Deed Document Number	2020479700
Deed Book / Page	7342 / 267
Prior Transfer Date	Jul 8, 2020
Prior Transfer Doc	0073420269
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1238 ROCK SPRING DR, O FALLON, MO 63366-5579
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 ROCK SPRING DR, O FALLON, MO 63366-5579

Mortgage

Document Number	0000056432
Date	Oct 14, 2022
Instrument	2022R-056432

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 11, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1238 ROCK SPRING DR, O FALLON, MO 63366-5579
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073481354
Date	Jul 20, 2020
Book Page	7348/1354
Instrument	20200720000504660

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 10, 2020
Property Address	1238 ROCK SPRING DR, O FALLON, MO 63366-5579
Document Number	0073420269
Book / Page	007342 / 000269
Instrument Date	Jul 8, 2020
Instrument	479710
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ARCH CITY TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1238 ROCK SPRING DR O FALLON MO 633665579, O FALLON, MO 63366-5579

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 10, 2020
Property Address	1238 ROCK SPRING DR, O FALLON, MO 63366-5579
Document Number	0073420267
Book / Page	007342 / 000267
Instrument Date	Jun 3, 2020
Instrument	479700
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	ARCH CITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 ROCK SPRING DR O FALLON MO 633665579, O FALLON, MO 63366-5579

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,784 (-)	$393,602 (-) Building $393,602
2025	$4,796.00 (+9.2%)	$74,784 (+12.49%)	$393,602 (+12.5%) Building $393,602
2024	$4,392.00
2023		$66,478
2022			$349,882 Land $45,000 Building $304,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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