1238 Peerless Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1238 Peerless Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1956
Lot Size	0.301 acres (13,100 sqft)
Owner	2 Individual Names on File
Last Sale	$179,500 (May 1999)
Tax Bill	$4,111 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`507-011-06-00`

Property Details

APN / Parcel Number

Primary APN	`507-011-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,552 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	13,100 sqft (0.301 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1238 PEERLESS DR
City	EL CAJON
State	CA
Zip	92021-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 1 LOT 26 TR 003024
Legal Subdivision	PEERLESS VISTA
Legal Tract	003024
Legal Block	1
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	16401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1238 PEERLESS DR, EL CAJON, CA 92021-3420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIGNIFIED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 1999 · Amount on File
Deed Sale	May 12, 1999 · Amount on File
Deed Document Number	1999325019
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1238 PEERLESS DR, EL CAJON, CA 92021-3420
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 PEERLESS DR, EL CAJON, CA 92021-3420

Mortgage

Document Number	0000288098
Date	Oct 20, 2023
Instrument	2023-0288098

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	PASADENA, CA 91105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1238 PEERLESS DR, EL CAJON, CA 92021-3420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 PEERLESS DR, EL CAJON, CA 92021-3420

Mortgage

Document Number	0000705560
Date	Nov 10, 2020
Instrument	2020-0705560

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$287,001 (+2%) Land $118,312 Building $168,689
2025	$4,111.00 (+4.93%)	$281,375 (+4.04%) Land $115,993 Building $165,382
2023	$3,918.00 (+2.24%)	$270,451 Land $111,490 Building $158,961
2022	$3,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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