1238 Pacific St, #40, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 1238 Pacific St, #40, Plainfield, NJ 07062

Property Summary

Property TypeSingle Family Home
Details1,420 sqft · built 1931
Lot Size0.112 acres (4,874 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Nov 2019)
Tax Bill$7,998 (2025)
Deeds & MortgagesMay 2023 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-00625-0000-00007

Property Details

APN / Parcel Number

Primary APN12-00625-0000-00007
Alternative APNs
  • 120062500007
  • 07452000

Interior

Stories2 Stories
Building Area1,420 sqft Living Area

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Construction TypeFrame
Lot Area4,874 sqft (0.112 acres)
Lot Dimensions97 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number07452000
Street Address1238 PACIFIC ST, 40
CityPLAINFIELD
StateNJ
Zip07062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionADDITIONAL LOTS: 1420 SQ FT
Legal SubdivisionPLAINFIELD
Legal Block625
Legal Lot Number7
JurisdictionUNION NJ
Township / Civil DivisionPLAINFIELD
Census Block Group4
Census Block4004
Census Tract38800

Owner

1238 Pacific St, #40 is owned by an individual who bought it in November 2019.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address1240 PACIFIC ST, PLAINFIELD, NJ 07062-1917
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Nov 8, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Oct 13, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Nov 15, 2019Grant Deed, Transfer · Conventional Mortgage
MORTGAGE ELECTRONIC REGISTRATI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2019 · Amount on File
Deed SaleNov 15, 2019 · Amount on File
Prior SaleAug 19, 2008 · Amount on File
Deed Document Number2019319178
Deed Book / Page6348 / 20
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1238 PACIFIC ST # 40, 40, PLAINFIELD, NJ 07062-1917
Transaction TypeMortgage
Record UpdatedJun 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1238 PACIFIC ST 40, 40, PLAINFIELD, NJ 07062-1917

Mortgage

Document Number0153682367
DateMay 25, 2023
Book Page15368/2367
Instrument52264
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term318 Months
DueNov 1, 2049

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1238 PACIFIC ST # 40, 40, PLAINFIELD, NJ 07062-1917
Transaction TypeMortgage
Record UpdatedDec 2, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1238 PACIFIC ST 1240, 1240, PLAINFIELD, NJ 07062-1917

Mortgage

Document Number0150962535
DateNov 8, 2021
Book Page15096/2535
Instrument24515
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueNov 1, 2049

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1238 PACIFIC ST # 40, 40, PLAINFIELD, NJ 07062-1917
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1238-40 PACIFIC ST, 40, PLAINFIELD, NJ 07062-1917

Mortgage

Document Number0150772729
DateOct 13, 2021
Book Page15077/2729
Instrument22769
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueNov 1, 2049

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateNov 15, 2019
Property Address1238 PACIFIC ST # 40, 40, PLAINFIELD, NJ 07062-1917
Document Number0063480020
Book / Page006348 / 000020
Instrument DateOct 30, 2019
Instrument319178
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyCORTES AND HAY INC, CORTES & HAY INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1238 PACIFIC ST #40 PLAINFIELD NJ 07062, 40, PLAINFIELD, NJ 07062

Mortgage

Document Number146180061
DateNov 15, 2019
Book Page014618/000061
Instrument681815
Lender
NameMORTGAGE ELECTRONIC REGISTRATI
AddressFLINT, MI 48501-2026
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueNov 14, 2029

Mortgage

Document Number146180072,
DateNov 15, 2019
Book Page014618/000072
Instrument681816
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1238 Pacific St, #40 was $7,998, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityPlainfield City
Unified School DistrictPlainfield City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$89,600 (-) Land $32,400 Building $57,200$89,600 (-) Land $32,400 Building $57,200
2025$7,998.00 (+2.24%)$89,600 Land $32,400 Building $57,200$89,600 Land $32,400 Building $57,200
2024$7,823.00
2023$89,600 Land $32,400 Building $57,200$89,600 Land $32,400 Building $57,200
2022$7,579.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1238 Pacific St, #40 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1992–2021)
Claims Outside the SFHA6 of 12
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1238 Pacific St, #40 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Optimum.

Nearby Properties on Pacific St

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