1238 Gingko Rd, Panama, IA 51562 Property Records

Shelby County property record for 1238 Gingko Rd, Panama, IA 51562

Property Summary

Property TypeRural Home
Details5 bd · 1.5 ba · 1,696 sqft · built 1880
Lot Size40 acres (1,742,400 sqft)
Owner2 Individual Names on File
Tax Bill$4,696 (2026)
Flood ZoneZone X (minimal risk)
APN831201104000

Property Details

APN / Parcel Number

Primary APN831201104000

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,696 sqft Living Area
1st Floor Area416 sqft
Basement Area312 sqft
Finished Basement312 sqft
Unfinished Basement312 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area1,742,400 sqft (40 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area160 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1238 GINGKO RD
CityPANAMA
StateIA
Zip51562-6704
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description1-79-40 SE NE
Legal Range40W
Legal Township79N
Legal Section01
JurisdictionSHELBY IA
Township / Civil DivisionCASS
Census Block Group3
Census Block3040
Census Tract960200

Owner

1238 Gingko Rd, a rural home, is owned by two individuals.

Source: Shelby County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1321 53RD ST, COLUMBUS, NE 68601-8209
Owner TypeIndividual
VestingSurvivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 1238 Gingko Rd was $4,696.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyShelby County
Unified School DistrictHarlan Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,696.00$917,235 (+153.79%) Land $106,458 Building $810,777$917,235 (+153.79%) Land $106,458 Building $810,777
2025$361,411 Land $106,458 Building $254,953$361,411 Land $106,458 Building $254,953
2024$2,962.00
2023$184,085 (+39.9%) Land $84,841 Building $99,244$184,085 Land $84,841 Building $99,244
2022$2,310.00 Homeowner's exemption Additional exemption filed$131,587 Land $64,301 Building $67,286
2021$131,587 Land $64,301 Building $67,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1238 Gingko Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1238 Gingko Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gingko Rd

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