1238 E Arnold St, Sandwich, IL 60548 Property Records

DeKalb County property record for 1238 E Arnold St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.82 acres (3,575 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (May 2025)
Tax Bill	$4,724 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-25-277-037`

Property Details

APN / Parcel Number

Primary APN	`19-25-277-037`

Exterior

Architectural Style	Townhouse
Lot Area	3,575 sqft (0.82 acres)
Lot Dimensions	110 ft deep x 32.5 ft wide

Location & Zoning

Account Number	1925277037
Street Address	1238 E ARNOLD ST
City	SANDWICH
State	IL
Zip	60548-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT D - TOWNHOUSE PLAT OF LOT 207 SANDHURST UNIT 3
Legal Subdivision	SANDHURST UNIT 3
Legal Lot Number	D,207
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	2
Census Block	2015
Census Tract	2000

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 MULHERN CT, 6, YORKVILLE, IL 60560-1898
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 27, 2020	Warranty Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025 · Amount on Record
Deed Sale	May 20, 2025 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	20253721
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1238 E ARNOLD ST, SANDWICH, IL 60548-1281
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 E ARNOLD ST, SANDWICH, IL 60548-1281
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005997
Date	Aug 29, 2023
Instrument	2023005997

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 27, 2020
Property Address	1238 E ARNOLD ST, SANDWICH, IL 60548-1281
Document Number	0000007233
Instrument Date	Jul 16, 2020
Instrument	7233
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1026 5TH ST AURORA IL 605055602, AURORA, IL 60505-5602

Mortgage

Document Number	7234
Date	Jul 27, 2020
Instrument	7234

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,994 (+22.25%) Land $14,514 Building $53,480	$203,982 (+22.25%) Land $43,542 Building $160,440
2024	$4,724.00
2023		$55,619 Land $11,873 Building $43,746	$166,857 Land $35,619 Building $131,238

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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